Income Limits by County

FY2027 Small Area FMR · Kanona, NY

ZIP 14856 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 14856 (Kanona, NY) is $1,060 a month, down 1.9% from FY2026. That is 0% equal to the Steuben County, NY area-wide FMR of $1,058.

2-bedroom SAFMR$1,060per month ▼ 1.9%
Area-wide 2 BR FMR$1,058Steuben County, NY
Rank in the area20thof 40 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$954
2 BR Small Area FMR$1,060
110% of SAFMR$1,166

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 14856 sits in the Steuben County, NY area

$1,010$1,590median $1,055

Of the 40 ZIP codes HUD lists for the area, 14856 has the 20th highest two-bedroom Small Area FMR. Steuben County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,058 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,060 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$830$747 – $913$831$860
1 bedroom$840$756 – $924$836$870
2 bedrooms$1,060$954 – $1,166$1,058$1,080
3 bedrooms$1,400$1,260 – $1,540$1,399$1,410
4 bedrooms$1,770$1,593 – $1,947$1,768$1,800

A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $89,800 and the 80% low-income limit for four people is $71,900. ZIP code 14856 lies mainly in Steuben County. See the Steuben County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
14810Bath2.2 mi$1,010
14809Avoca5.3 mi$1,010
14840Hammondsport9.9 mi$1,040
14879Savona9.9 mi$1,010
14826Cohocton10.4 mi$1,010
14873Prattsburgh10.7 mi$1,140

Questions

What is the Fair Market Rent for ZIP code 14856?

HUD's FY2027 Small Area Fair Market Rents for 14856 are $830 (studio), $840 (1 BR), $1,060 (2 BR), $1,400 (3 BR) and $1,770 (4 BR) a month.

What is the Section 8 payment standard in 14856?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 14856 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 14856?

The FY2026 income limits of the Steuben County, NY area apply: median family income $89,800, low-income (80%) limit $71,900 for a family of four.