FY2027 Small Area FMR · Pine City, NY
ZIP 14871 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 14871 (Pine City, NY) is $1,380 a month, up 2.2% from FY2026. That is 2% above the Elmira, NY area-wide FMR of $1,348.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 14871 sits in the Elmira, NY area
Of the 24 ZIP codes HUD lists for the area, 14871 has the 13th highest two-bedroom Small Area FMR. Elmira, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,348 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,380 for this ZIP code instead.
ZIP code 14871 crosses more than one HUD area. HUD also lists it under Steuben County, NY (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,050 | $945 – $1,155 | $1,020 | $1,000 |
| 1 bedroom | $1,060 | $954 – $1,166 | $1,030 | $1,030 |
| 2 bedrooms | $1,380 | $1,242 – $1,518 | $1,348 | $1,350 |
| 3 bedrooms | $1,690 | $1,521 – $1,859 | $1,643 | $1,690 |
| 4 bedrooms | $1,860 | $1,674 – $2,046 | $1,793 | $1,820 |
A household renting a two-bedroom home at the Small Area FMR of $1,380 needs about $55,200 a year to keep housing costs at 30% of income. The area median family income is $89,800 and the 80% low-income limit for four people is $71,900. ZIP code 14871 lies mainly in Chemung County and Steuben County. See the Elmira, NY county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 14871?
HUD's FY2027 Small Area Fair Market Rents for 14871 are $1,050 (studio), $1,060 (1 BR), $1,380 (2 BR), $1,690 (3 BR) and $1,860 (4 BR) a month.
What is the Section 8 payment standard in 14871?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 14871 that range is $1,242 to $1,518 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 14871?
The FY2026 income limits of the Elmira, NY area apply: median family income $89,800, low-income (80%) limit $71,900 for a family of four.