Income Limits by County

FY2027 Small Area FMR · Wayne, NY

ZIP 14893 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 14893 (Wayne, NY) is $1,040 a month, up 1.0% from FY2026. That is 12% below the Schuyler County, NY area-wide FMR of $1,180.

2-bedroom SAFMR$1,040per month ▲ 1.0%
Area-wide 2 BR FMR$1,180Schuyler County, NY
Rank in the area22ndof 23 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$936
2 BR Small Area FMR$1,040
110% of SAFMR$1,144

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 14893 sits in the Schuyler County, NY area

$1,040$1,770median $1,200

Of the 23 ZIP codes HUD lists for the area, 14893 has the 22nd highest two-bedroom Small Area FMR. Schuyler County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,180 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.

ZIP code 14893 crosses more than one HUD area. HUD also lists it under Steuben County, NY (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$780$702 – $858$822$770
1 bedroom$810$729 – $891$902$800
2 bedrooms$1,040$936 – $1,144$1,180$1,030
3 bedrooms$1,360$1,224 – $1,496$1,445$1,300
4 bedrooms$1,700$1,530 – $1,870$1,551$1,680

A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $90,600 and the 80% low-income limit for four people is $72,500. ZIP code 14893 lies mainly in Steuben County. See the Schuyler County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
14837Dundee4.4 mi$1,070
14840Hammondsport4.8 mi$1,040
14874Pulteney5.5 mi$1,080
14815Bradford6.5 mi$1,050
14478Keuka Park7.7 mi$1,260
14878Rock Stream8.5 mi$1,100

Questions

What is the Fair Market Rent for ZIP code 14893?

HUD's FY2027 Small Area Fair Market Rents for 14893 are $780 (studio), $810 (1 BR), $1,040 (2 BR), $1,360 (3 BR) and $1,700 (4 BR) a month.

What is the Section 8 payment standard in 14893?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 14893 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 14893?

The FY2026 income limits of the Schuyler County, NY area apply: median family income $90,600, low-income (80%) limit $72,500 for a family of four.