Income Limits by County

FY2027 Small Area FMR · Berlin, PA

ZIP 15530 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 15530 (Berlin, PA) is $1,010 a month, up 4.1% from FY2026. That is 0% equal to the Bedford County, PA area-wide FMR of $1,014.

2-bedroom SAFMR$1,010per month ▲ 4.1%
Area-wide 2 BR FMR$1,014Bedford County, PA
Rank in the area24thof 32 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909
2 BR Small Area FMR$1,010
110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 15530 sits in the Bedford County, PA area

$1,010$1,450median $1,090

Of the 32 ZIP codes HUD lists for the area, 15530 has the 24th highest two-bedroom Small Area FMR. Bedford County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

ZIP code 15530 crosses more than one HUD area. HUD also lists it under Somerset County, PA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$750$675 – $825$737$830
1 bedroom$850$765 – $935$780$830
2 bedrooms$1,010$909 – $1,111$1,014$970
3 bedrooms$1,350$1,215 – $1,485$1,286$1,310
4 bedrooms$1,570$1,413 – $1,727$1,526$1,470

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $84,900 and the 80% low-income limit for four people is $68,950. ZIP code 15530 lies mainly in Somerset County. See the Bedford County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
15560Shanksville5.3 mi$1,070
15510Somerset6.4 mi$1,010
15538Fairhope7.1 mi$1,010
15541Friedens7.5 mi$1,130
15926Central City8.2 mi$1,110
15542Garrett9.0 mi$1,140

Questions

What is the Fair Market Rent for ZIP code 15530?

HUD's FY2027 Small Area Fair Market Rents for 15530 are $750 (studio), $850 (1 BR), $1,010 (2 BR), $1,350 (3 BR) and $1,570 (4 BR) a month.

What is the Section 8 payment standard in 15530?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 15530 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 15530?

The FY2026 income limits of the Bedford County, PA area apply: median family income $84,900, low-income (80%) limit $68,950 for a family of four.