Income Limits by County

FY2027 Small Area FMR · Garrett, PA

ZIP 15542 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 15542 (Garrett, PA) is $1,140 a month, down 9.5% from FY2026. That is 12% above the Somerset County, PA area-wide FMR of $1,014.

2-bedroom SAFMR$1,140per month ▼ 9.5%
Area-wide 2 BR FMR$1,014Somerset County, PA
Rank in the area6thof 47 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026
2 BR Small Area FMR$1,140
110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 15542 sits in the Somerset County, PA area

$1,010$1,470median $1,030

Of the 47 ZIP codes HUD lists for the area, 15542 has the 6th highest two-bedroom Small Area FMR. Somerset County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$970$873 – $1,067$749$1,070
1 bedroom$980$882 – $1,078$848$1,080
2 bedrooms$1,140$1,026 – $1,254$1,014$1,260
3 bedrooms$1,530$1,377 – $1,683$1,343$1,690
4 bedrooms$1,710$1,539 – $1,881$1,559$1,900

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $83,500 and the 80% low-income limit for four people is $68,950. ZIP code 15542 lies mainly in Somerset County. See the Somerset County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
15510Somerset6.5 mi$1,010
15552Meyersdale7.1 mi$1,030
15532Boynton7.9 mi$1,040
15565West Salisbury8.5 mi$1,120
15557Rockwood8.6 mi$1,010
15530Berlin9.0 mi$1,010

Questions

What is the Fair Market Rent for ZIP code 15542?

HUD's FY2027 Small Area Fair Market Rents for 15542 are $970 (studio), $980 (1 BR), $1,140 (2 BR), $1,530 (3 BR) and $1,710 (4 BR) a month.

What is the Section 8 payment standard in 15542?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 15542 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 15542?

The FY2026 income limits of the Somerset County, PA area apply: median family income $83,500, low-income (80%) limit $68,950 for a family of four.