Income Limits by County

FY2027 Small Area FMR · Clymer, PA

ZIP 15728 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 15728 (Clymer, PA) is $1,130 a month, up 4.6% from FY2026. That is 11% above the Indiana County, PA area-wide FMR of $1,014.

2-bedroom SAFMR$1,130per month ▲ 4.6%
Area-wide 2 BR FMR$1,014Indiana County, PA
Rank in the area7thof 54 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,017
2 BR Small Area FMR$1,130
110% of SAFMR$1,243

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 15728 sits in the Indiana County, PA area

$1,010$1,380median $1,035

Of the 54 ZIP codes HUD lists for the area, 15728 has the 7th highest two-bedroom Small Area FMR. Indiana County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,130 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$820$738 – $902$738$840
1 bedroom$960$864 – $1,056$864$940
2 bedrooms$1,130$1,017 – $1,243$1,014$1,080
3 bedrooms$1,560$1,404 – $1,716$1,396$1,460
4 bedrooms$1,700$1,530 – $1,870$1,525$1,660

A household renting a two-bedroom home at the Small Area FMR of $1,130 needs about $45,200 a year to keep housing costs at 30% of income. The area median family income is $83,800 and the 80% low-income limit for four people is $68,950. ZIP code 15728 lies mainly in Indiana County. See the Indiana County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
15777Starford1.3 mi$1,010
15729Commodore3.6 mi$1,010
15734Dixonville3.7 mi$1,100
15745Heilwood4.7 mi$1,060
15761Mentcle5.2 mi$1,010
15765Penn Run5.4 mi$1,010

Questions

What is the Fair Market Rent for ZIP code 15728?

HUD's FY2027 Small Area Fair Market Rents for 15728 are $820 (studio), $960 (1 BR), $1,130 (2 BR), $1,560 (3 BR) and $1,700 (4 BR) a month.

What is the Section 8 payment standard in 15728?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 15728 that range is $1,017 to $1,243 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 15728?

The FY2026 income limits of the Indiana County, PA area apply: median family income $83,800, low-income (80%) limit $68,950 for a family of four.