FY2027 Small Area FMR · Heilwood, PA

ZIP 15745 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 15745 (Heilwood, PA) is $1,060 a month, up 3.9% from FY2026. That is 5% above the Indiana County, PA area-wide FMR of $1,014.

2-bedroom SAFMR$1,060per month ▲ 3.9%

Area-wide 2 BR FMR$1,014Indiana County, PA

Rank in the area17thof 54 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$954

2 BR Small Area FMR$1,060

110% of SAFMR$1,166

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$790▼ 1.2%

1 BR$900▲ 3.4%

2 BR$1,060▲ 3.9%

3 BR$1,470▲ 6.5%

4 BR$1,580▲ 2.6%

FY2027 FY2026

Where 15745 sits in the Indiana County, PA area

Of the 54 ZIP codes HUD lists for the area, 15745 has the 17th highest two-bedroom Small Area FMR. Indiana County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,060 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$790	$711 – $869	$738	$800
1 bedroom	$900	$810 – $990	$864	$870
2 bedrooms	$1,060	$954 – $1,166	$1,014	$1,020
3 bedrooms	$1,470	$1,323 – $1,617	$1,396	$1,380
4 bedrooms	$1,580	$1,422 – $1,738	$1,525	$1,540

A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $83,800 and the 80% low-income limit for four people is $68,950. ZIP code 15745 lies mainly in Indiana County. See the Indiana County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
15761	Mentcle	1.5 mi	$1,010
15710	Alverda	2.6 mi	$1,080
15765	Penn Run	4.1 mi	$1,010
15957	Strongstown	4.6 mi	$1,070
15728	Clymer	4.7 mi	$1,130
15762	Nicktown	4.9 mi	$1,300

Questions

What is the Fair Market Rent for ZIP code 15745?

HUD's FY2027 Small Area Fair Market Rents for 15745 are $790 (studio), $900 (1 BR), $1,060 (2 BR), $1,470 (3 BR) and $1,580 (4 BR) a month.

What is the Section 8 payment standard in 15745?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 15745 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 15745?

The FY2026 income limits of the Indiana County, PA area apply: median family income $83,800, low-income (80%) limit $68,950 for a family of four.