Income Limits by County

FY2027 Small Area FMR · Johnsonburg, PA

ZIP 15845 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 15845 (Johnsonburg, PA) is $1,010 a month, up 4.1% from FY2026. That is 0% equal to the Elk County, PA area-wide FMR of $1,014.

2-bedroom SAFMR$1,010per month ▲ 4.1%
Area-wide 2 BR FMR$1,014Elk County, PA
Rank in the area12thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909
2 BR Small Area FMR$1,010
110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 15845 sits in the Elk County, PA area

$1,010$1,370median $1,035

Of the 18 ZIP codes HUD lists for the area, 15845 has the 12th highest two-bedroom Small Area FMR. Elk County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$750$675 – $825$749$710
1 bedroom$880$792 – $968$879$820
2 bedrooms$1,010$909 – $1,111$1,014$970
3 bedrooms$1,340$1,206 – $1,474$1,328$1,280
4 bedrooms$1,340$1,206 – $1,474$1,333$1,290

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $88,600 and the 80% low-income limit for four people is $70,900. ZIP code 15845 lies mainly in Elk County. See the Elk County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
15853Ridgway8.8 mi$1,020
15857Saint Marys9.2 mi$1,010
15870Wilcox9.3 mi$1,010
15831Dagus Mines10.6 mi$1,370
16734James City11.5 mi$1,330
16735Kane11.7 mi$1,010

Questions

What is the Fair Market Rent for ZIP code 15845?

HUD's FY2027 Small Area Fair Market Rents for 15845 are $750 (studio), $880 (1 BR), $1,010 (2 BR), $1,340 (3 BR) and $1,340 (4 BR) a month.

What is the Section 8 payment standard in 15845?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 15845 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 15845?

The FY2026 income limits of the Elk County, PA area apply: median family income $88,600, low-income (80%) limit $70,900 for a family of four.