Income Limits by County

FY2027 Small Area FMR · Ridgway, PA

ZIP 15853 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 15853 (Ridgway, PA) is $1,020 a month, up 5.2% from FY2026. That is 1% above the Elk County, PA area-wide FMR of $1,014.

2-bedroom SAFMR$1,020per month ▲ 5.2%
Area-wide 2 BR FMR$1,014Elk County, PA
Rank in the area11thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$918
2 BR Small Area FMR$1,020
110% of SAFMR$1,122

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 15853 sits in the Elk County, PA area

$1,010$1,370median $1,035

Of the 18 ZIP codes HUD lists for the area, 15853 has the 11th highest two-bedroom Small Area FMR. Elk County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,020 for this ZIP code instead.

ZIP code 15853 crosses more than one HUD area. HUD also lists it under Jefferson County, PA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$750$675 – $825$749$710
1 bedroom$880$792 – $968$879$820
2 bedrooms$1,020$918 – $1,122$1,014$970
3 bedrooms$1,330$1,197 – $1,463$1,328$1,280
4 bedrooms$1,340$1,206 – $1,474$1,333$1,290

A household renting a two-bedroom home at the Small Area FMR of $1,020 needs about $40,800 a year to keep housing costs at 30% of income. The area median family income is $88,600 and the 80% low-income limit for four people is $70,900. ZIP code 15853 lies mainly in Elk County and Jefferson County. See the Elk County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
15845Johnsonburg8.8 mi$1,010
15823Brockport10.0 mi$1,010
15831Dagus Mines10.0 mi$1,370
15824Brockway10.1 mi$1,040
15846Kersey12.0 mi$1,370
15860Sigel13.1 mi$1,040

Questions

What is the Fair Market Rent for ZIP code 15853?

HUD's FY2027 Small Area Fair Market Rents for 15853 are $750 (studio), $880 (1 BR), $1,020 (2 BR), $1,330 (3 BR) and $1,340 (4 BR) a month.

What is the Section 8 payment standard in 15853?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 15853 that range is $918 to $1,122 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 15853?

The FY2026 income limits of the Elk County, PA area apply: median family income $88,600, low-income (80%) limit $70,900 for a family of four.