FY2027 Small Area FMR · Hermitage, PA

ZIP 16148 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 16148 (Hermitage, PA) is $1,080 a month, up 1.9% from FY2026. That is 5% above the Mercer County, PA area-wide FMR of $1,028.

2-bedroom SAFMR$1,080per month ▲ 1.9%

Area-wide 2 BR FMR$1,028Mercer County, PA

Rank in the area6thof 29 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$972

2 BR Small Area FMR$1,080

110% of SAFMR$1,188

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$750■ 0.0%

1 BR$850▲ 1.2%

2 BR$1,080▲ 1.9%

3 BR$1,500▲ 2.0%

4 BR$1,700▲ 3.7%

FY2027 FY2026

Where 16148 sits in the Mercer County, PA area

Of the 29 ZIP codes HUD lists for the area, 16148 has the 6th highest two-bedroom Small Area FMR. Mercer County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,028 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,080 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$750	$675 – $825	$716	$750
1 bedroom	$850	$765 – $935	$810	$840
2 bedrooms	$1,080	$972 – $1,188	$1,028	$1,060
3 bedrooms	$1,500	$1,350 – $1,650	$1,423	$1,470
4 bedrooms	$1,700	$1,530 – $1,870	$1,615	$1,640

A household renting a two-bedroom home at the Small Area FMR of $1,080 needs about $43,200 a year to keep housing costs at 30% of income. The area median family income is $83,600 and the 80% low-income limit for four people is $68,950. ZIP code 16148 lies mainly in Mercer County. See the Mercer County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
16113	Clark	3.6 mi	$1,010
16146	Sharon	4.3 mi	$1,050
16121	Farrell	4.3 mi	$1,090
16150	Sharpsville	4.3 mi	$1,010
16161	Wheatland	4.6 mi	$1,060
44438	Masury	5.9 mi	$1,000

Questions

What is the Fair Market Rent for ZIP code 16148?

HUD's FY2027 Small Area Fair Market Rents for 16148 are $750 (studio), $850 (1 BR), $1,080 (2 BR), $1,500 (3 BR) and $1,700 (4 BR) a month.

What is the Section 8 payment standard in 16148?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 16148 that range is $972 to $1,188 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 16148?

The FY2026 income limits of the Mercer County, PA area apply: median family income $83,600, low-income (80%) limit $68,950 for a family of four.