Income Limits by County

FY2027 Small Area FMR · Chambersburg, PA

ZIP 17201 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 17201 (Chambersburg, PA) is $1,480 a month, up 0.7% from FY2026. That is 12% above the Chambersburg, PA area-wide FMR of $1,325.

2-bedroom SAFMR$1,480per month ▲ 0.7%
Area-wide 2 BR FMR$1,325Chambersburg, PA
Rank in the area4thof 34 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,332
2 BR Small Area FMR$1,480
110% of SAFMR$1,628

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 17201 sits in the Chambersburg, PA area

$1,230$1,720median $1,330

Of the 34 ZIP codes HUD lists for the area, 17201 has the 4th highest two-bedroom Small Area FMR. Chambersburg, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,325 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,480 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,030$927 – $1,133$923$1,080
1 bedroom$1,200$1,080 – $1,320$1,071$1,190
2 bedrooms$1,480$1,332 – $1,628$1,325$1,470
3 bedrooms$1,980$1,782 – $2,178$1,770$1,950
4 bedrooms$2,120$1,908 – $2,332$1,900$2,120

A household renting a two-bedroom home at the Small Area FMR of $1,480 needs about $59,200 a year to keep housing costs at 30% of income. The area median family income is $99,800 and the 80% low-income limit for four people is $79,850. ZIP code 17201 lies mainly in Franklin County. See the Chambersburg, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
17254Scotland3.5 mi$1,370
17202Chambersburg6.4 mi$1,370
17246Pleasant Hall6.5 mi$1,250
17235Marion7.5 mi$1,390
17265Upperstrasburg8.0 mi$1,250
17244Orrstown8.7 mi$1,250

Questions

What is the Fair Market Rent for ZIP code 17201?

HUD's FY2027 Small Area Fair Market Rents for 17201 are $1,030 (studio), $1,200 (1 BR), $1,480 (2 BR), $1,980 (3 BR) and $2,120 (4 BR) a month.

What is the Section 8 payment standard in 17201?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 17201 that range is $1,332 to $1,628 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 17201?

The FY2026 income limits of the Chambersburg, PA area apply: median family income $99,800, low-income (80%) limit $79,850 for a family of four.