Income Limits by County

FY2027 Small Area FMR · Breinigsville, PA

ZIP 18031 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18031 (Breinigsville, PA) is $2,550 a month, up 12.8% from FY2026. That is 39% above the Allentown-Bethlehem-Easton, PA area-wide FMR of $1,839.

2-bedroom SAFMR$2,550per month ▲ 12.8%
Area-wide 2 BR FMR$1,839Allentown-Bethlehem-Easton,
Rank in the area4thof 86 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,295
2 BR Small Area FMR$2,550
110% of SAFMR$2,805

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 18031 sits in the Allentown-Bethlehem-Easton, PA area

$1,480$2,760median $1,700

Of the 86 ZIP codes HUD lists for the area, 18031 has the 4th highest two-bedroom Small Area FMR. Allentown-Bethlehem-Easton, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,839 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,550 for this ZIP code instead.

ZIP code 18031 crosses more than one HUD area. HUD also lists it under Reading, PA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,800$1,620 – $1,980$1,302$1,560
1 bedroom$2,100$1,890 – $2,310$1,519$1,860
2 bedrooms$2,550$2,295 – $2,805$1,839$2,260
3 bedrooms$3,190$2,871 – $3,509$2,306$2,890
4 bedrooms$3,440$3,096 – $3,784$2,482$3,040

A household renting a two-bedroom home at the Small Area FMR of $2,550 needs about $102,000 a year to keep housing costs at 30% of income. The area median family income is $104,400 and the 80% low-income limit for four people is $83,500. ZIP code 18031 lies mainly in Lehigh County and Berks County. See the Allentown-Bethlehem-Easton, PA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
18195Allentown2.6 mi$1,860
19538Maxatawny2.8 mi$1,420
18087Trexlertown2.9 mi$1,600
18051Fogelsville3.2 mi$1,640
18106Allentown4.3 mi$2,070
19539Mertztown4.3 mi$1,670

Questions

What is the Fair Market Rent for ZIP code 18031?

HUD's FY2027 Small Area Fair Market Rents for 18031 are $1,800 (studio), $2,100 (1 BR), $2,550 (2 BR), $3,190 (3 BR) and $3,440 (4 BR) a month.

What is the Section 8 payment standard in 18031?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18031 that range is $2,295 to $2,805 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18031?

The FY2026 income limits of the Allentown-Bethlehem-Easton, PA area apply: median family income $104,400, low-income (80%) limit $83,500 for a family of four.