FY2027 Small Area FMR · Allentown, PA

ZIP 18195 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18195 (Allentown, PA) is $1,860 a month, up 12.7% from FY2026. That is 1% above the Allentown-Bethlehem-Easton, PA area-wide FMR of $1,839.

2-bedroom SAFMR$1,860per month ▲ 12.7%

Area-wide 2 BR FMR$1,839Allentown-Bethlehem-Easton,

Rank in the area25thof 86 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,674

2 BR Small Area FMR$1,860

110% of SAFMR$2,046

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,320▲ 15.8%

1 BR$1,540▲ 14.1%

2 BR$1,860▲ 12.7%

3 BR$2,330▲ 10.4%

4 BR$2,510▲ 13.1%

FY2027 FY2026

Where 18195 sits in the Allentown-Bethlehem-Easton, PA area

Of the 86 ZIP codes HUD lists for the area, 18195 has the 25th highest two-bedroom Small Area FMR. Allentown-Bethlehem-Easton, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,839 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,860 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,320	$1,188 – $1,452	$1,302	$1,140
1 bedroom	$1,540	$1,386 – $1,694	$1,519	$1,350
2 bedrooms	$1,860	$1,674 – $2,046	$1,839	$1,650
3 bedrooms	$2,330	$2,097 – $2,563	$2,306	$2,110
4 bedrooms	$2,510	$2,259 – $2,761	$2,482	$2,220

A household renting a two-bedroom home at the Small Area FMR of $1,860 needs about $74,400 a year to keep housing costs at 30% of income. The area median family income is $104,400 and the 80% low-income limit for four people is $83,500. ZIP code 18195 lies mainly in Lehigh County. See the Allentown-Bethlehem-Easton, PA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
18051	Fogelsville	2.3 mi	$1,640
18087	Trexlertown	2.5 mi	$1,600
18031	Breinigsville	2.6 mi	$2,550
18069	Orefield	2.9 mi	$2,760
18106	Allentown	3.2 mi	$2,070
18046	East Texas	4.2 mi	$2,350

Questions

What is the Fair Market Rent for ZIP code 18195?

HUD's FY2027 Small Area Fair Market Rents for 18195 are $1,320 (studio), $1,540 (1 BR), $1,860 (2 BR), $2,330 (3 BR) and $2,510 (4 BR) a month.

What is the Section 8 payment standard in 18195?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18195 that range is $1,674 to $2,046 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18195?

The FY2026 income limits of the Allentown-Bethlehem-Easton, PA area apply: median family income $104,400, low-income (80%) limit $83,500 for a family of four.