Income Limits by County

FY2027 Small Area FMR · Easton, PA

ZIP 18045 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18045 (Easton, PA) is $2,570 a month, up 15.2% from FY2026. That is 40% above the Allentown-Bethlehem-Easton, PA area-wide FMR of $1,839.

2-bedroom SAFMR$2,570per month ▲ 15.2%
Area-wide 2 BR FMR$1,839Allentown-Bethlehem-Easton,
Rank in the area3rdof 86 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,313
2 BR Small Area FMR$2,570
110% of SAFMR$2,827

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 18045 sits in the Allentown-Bethlehem-Easton, PA area

$1,480$2,760median $1,700

Of the 86 ZIP codes HUD lists for the area, 18045 has the 3rd highest two-bedroom Small Area FMR. Allentown-Bethlehem-Easton, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,839 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,570 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,820$1,638 – $2,002$1,302$1,540
1 bedroom$2,120$1,908 – $2,332$1,519$1,830
2 bedrooms$2,570$2,313 – $2,827$1,839$2,230
3 bedrooms$3,220$2,898 – $3,542$2,306$2,850
4 bedrooms$3,470$3,123 – $3,817$2,482$3,000

A household renting a two-bedroom home at the Small Area FMR of $2,570 needs about $102,800 a year to keep housing costs at 30% of income. The area median family income is $104,400 and the 80% low-income limit for four people is $83,500. ZIP code 18045 lies mainly in Northampton County. See the Allentown-Bethlehem-Easton, PA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
18020Bethlehem3.1 mi$2,070
18085Tatamy3.5 mi$1,900
18042Easton3.8 mi$1,900
18083Stockertown4.3 mi$1,810
18040Easton4.4 mi$1,910
18064Nazareth4.9 mi$1,690

Questions

What is the Fair Market Rent for ZIP code 18045?

HUD's FY2027 Small Area Fair Market Rents for 18045 are $1,820 (studio), $2,120 (1 BR), $2,570 (2 BR), $3,220 (3 BR) and $3,470 (4 BR) a month.

What is the Section 8 payment standard in 18045?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18045 that range is $2,313 to $2,827 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18045?

The FY2026 income limits of the Allentown-Bethlehem-Easton, PA area apply: median family income $104,400, low-income (80%) limit $83,500 for a family of four.