Income Limits by County

FY2027 Small Area FMR · Easton, PA

ZIP 18040 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18040 (Easton, PA) is $1,910 a month, up 4.9% from FY2026. That is 4% above the Allentown-Bethlehem-Easton, PA area-wide FMR of $1,839.

2-bedroom SAFMR$1,910per month ▲ 4.9%
Area-wide 2 BR FMR$1,839Allentown-Bethlehem-Easton,
Rank in the area16thof 86 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,719
2 BR Small Area FMR$1,910
110% of SAFMR$2,101

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 18040 sits in the Allentown-Bethlehem-Easton, PA area

$1,480$2,760median $1,700

Of the 86 ZIP codes HUD lists for the area, 18040 has the 16th highest two-bedroom Small Area FMR. Allentown-Bethlehem-Easton, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,839 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,910 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,350$1,215 – $1,485$1,302$1,260
1 bedroom$1,580$1,422 – $1,738$1,519$1,490
2 bedrooms$1,910$1,719 – $2,101$1,839$1,820
3 bedrooms$2,400$2,160 – $2,640$2,306$2,320
4 bedrooms$2,580$2,322 – $2,838$2,482$2,440

A household renting a two-bedroom home at the Small Area FMR of $1,910 needs about $76,400 a year to keep housing costs at 30% of income. The area median family income is $104,400 and the 80% low-income limit for four people is $83,500. ZIP code 18040 lies mainly in Northampton County. See the Allentown-Bethlehem-Easton, PA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
18085Tatamy1.6 mi$1,900
18083Stockertown2.3 mi$1,810
18063Martins Creek4.0 mi$1,610
18045Easton4.4 mi$2,570
18064Nazareth4.8 mi$1,690
08865Phillipsburg4.9 mi$1,960

Questions

What is the Fair Market Rent for ZIP code 18040?

HUD's FY2027 Small Area Fair Market Rents for 18040 are $1,350 (studio), $1,580 (1 BR), $1,910 (2 BR), $2,400 (3 BR) and $2,580 (4 BR) a month.

What is the Section 8 payment standard in 18040?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18040 that range is $1,719 to $2,101 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18040?

The FY2026 income limits of the Allentown-Bethlehem-Easton, PA area apply: median family income $104,400, low-income (80%) limit $83,500 for a family of four.