FY2027 Small Area FMR · Allentown, PA

ZIP 18104 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18104 (Allentown, PA) is $2,270 a month, up 13.5% from FY2026. That is 23% above the Allentown-Bethlehem-Easton, PA area-wide FMR of $1,839.

2-bedroom SAFMR$2,270per month ▲ 13.5%

Area-wide 2 BR FMR$1,839Allentown-Bethlehem-Easton,

Rank in the area7thof 86 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,043

2 BR Small Area FMR$2,270

110% of SAFMR$2,497

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,610▲ 16.7%

1 BR$1,870▲ 14.0%

2 BR$2,270▲ 13.5%

3 BR$2,850▲ 11.8%

4 BR$3,060▲ 13.8%

FY2027 FY2026

Where 18104 sits in the Allentown-Bethlehem-Easton, PA area

Of the 86 ZIP codes HUD lists for the area, 18104 has the 7th highest two-bedroom Small Area FMR. Allentown-Bethlehem-Easton, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,839 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,270 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,610	$1,449 – $1,771	$1,302	$1,380
1 bedroom	$1,870	$1,683 – $2,057	$1,519	$1,640
2 bedrooms	$2,270	$2,043 – $2,497	$1,839	$2,000
3 bedrooms	$2,850	$2,565 – $3,135	$2,306	$2,550
4 bedrooms	$3,060	$2,754 – $3,366	$2,482	$2,690

A household renting a two-bedroom home at the Small Area FMR of $2,270 needs about $90,800 a year to keep housing costs at 30% of income. The area median family income is $104,400 and the 80% low-income limit for four people is $83,500. ZIP code 18104 lies mainly in Lehigh County. See the Allentown-Bethlehem-Easton, PA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
18106	Allentown	3.5 mi	$2,070
18069	Orefield	3.7 mi	$2,760
18102	Allentown	3.7 mi	$1,690
18052	Whitehall	3.9 mi	$1,920
18101	Allentown	4.1 mi	$1,890
18103	Allentown	4.2 mi	$1,850

Questions

What is the Fair Market Rent for ZIP code 18104?

HUD's FY2027 Small Area Fair Market Rents for 18104 are $1,610 (studio), $1,870 (1 BR), $2,270 (2 BR), $2,850 (3 BR) and $3,060 (4 BR) a month.

What is the Section 8 payment standard in 18104?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18104 that range is $2,043 to $2,497 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18104?

The FY2026 income limits of the Allentown-Bethlehem-Easton, PA area apply: median family income $104,400, low-income (80%) limit $83,500 for a family of four.