Income Limits by County

FY2027 Small Area FMR · Allentown, PA

ZIP 18103 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18103 (Allentown, PA) is $1,850 a month, up 12.1% from FY2026. That is 1% above the Allentown-Bethlehem-Easton, PA area-wide FMR of $1,839.

2-bedroom SAFMR$1,850per month ▲ 12.1%
Area-wide 2 BR FMR$1,839Allentown-Bethlehem-Easton,
Rank in the area28thof 86 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,665
2 BR Small Area FMR$1,850
110% of SAFMR$2,035

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 18103 sits in the Allentown-Bethlehem-Easton, PA area

$1,480$2,760median $1,700

Of the 86 ZIP codes HUD lists for the area, 18103 has the 28th highest two-bedroom Small Area FMR. Allentown-Bethlehem-Easton, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,839 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,850 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,310$1,179 – $1,441$1,302$1,140
1 bedroom$1,530$1,377 – $1,683$1,519$1,350
2 bedrooms$1,850$1,665 – $2,035$1,839$1,650
3 bedrooms$2,320$2,088 – $2,552$2,306$2,110
4 bedrooms$2,500$2,250 – $2,750$2,482$2,220

A household renting a two-bedroom home at the Small Area FMR of $1,850 needs about $74,000 a year to keep housing costs at 30% of income. The area median family income is $104,400 and the 80% low-income limit for four people is $83,500. ZIP code 18103 lies mainly in Lehigh County. See the Allentown-Bethlehem-Easton, PA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
18101Allentown2.5 mi$1,890
18102Allentown2.7 mi$1,690
18049Emmaus3.8 mi$1,830
18046East Texas4.1 mi$2,350
18104Allentown4.2 mi$2,270
18034Center Valley4.2 mi$2,610

Questions

What is the Fair Market Rent for ZIP code 18103?

HUD's FY2027 Small Area Fair Market Rents for 18103 are $1,310 (studio), $1,530 (1 BR), $1,850 (2 BR), $2,320 (3 BR) and $2,500 (4 BR) a month.

What is the Section 8 payment standard in 18103?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18103 that range is $1,665 to $2,035 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18103?

The FY2026 income limits of the Allentown-Bethlehem-Easton, PA area apply: median family income $104,400, low-income (80%) limit $83,500 for a family of four.