FY2027 Small Area FMR · Effort, PA

ZIP 18330 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18330 (Effort, PA) is $1,740 a month, down 2.8% from FY2026. That is 12% above the Monroe County, PA area-wide FMR of $1,550.

2-bedroom SAFMR$1,740per month ▼ 2.8%

Area-wide 2 BR FMR$1,550Monroe County, PA

Rank in the area7thof 38 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,566

2 BR Small Area FMR$1,740

110% of SAFMR$1,914

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,410▲ 11.0%

1 BR$1,420▲ 4.4%

2 BR$1,740▼ 2.8%

3 BR$2,370▲ 2.6%

4 BR$2,910▲ 12.8%

FY2027 FY2026

Where 18330 sits in the Monroe County, PA area

Of the 38 ZIP codes HUD lists for the area, 18330 has the 7th highest two-bedroom Small Area FMR. Monroe County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,550 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,740 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,410	$1,269 – $1,551	$1,258	$1,270
1 bedroom	$1,420	$1,278 – $1,562	$1,266	$1,360
2 bedrooms	$1,740	$1,566 – $1,914	$1,550	$1,790
3 bedrooms	$2,370	$2,133 – $2,607	$2,115	$2,310
4 bedrooms	$2,910	$2,619 – $3,201	$2,591	$2,580

A household renting a two-bedroom home at the Small Area FMR of $1,740 needs about $69,600 a year to keep housing costs at 30% of income. The area median family income is $94,900 and the 80% low-income limit for four people is $79,350. ZIP code 18330 lies mainly in Monroe County. See the Monroe County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
18331	Gilbert	3.6 mi	$1,610
18322	Brodheadsville	4.2 mi	$1,730
18333	Kresgeville	4.4 mi	$1,530
18058	Kunkletown	5.6 mi	$1,570
18334	Long Pond	6.5 mi	$1,510
18353	Saylorsburg	6.7 mi	$1,500

Questions

What is the Fair Market Rent for ZIP code 18330?

HUD's FY2027 Small Area Fair Market Rents for 18330 are $1,410 (studio), $1,420 (1 BR), $1,740 (2 BR), $2,370 (3 BR) and $2,910 (4 BR) a month.

What is the Section 8 payment standard in 18330?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18330 that range is $1,566 to $1,914 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18330?

The FY2026 income limits of the Monroe County, PA area apply: median family income $94,900, low-income (80%) limit $79,350 for a family of four.