FY2027 Small Area FMR · Gilbert, PA
ZIP 18331 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18331 (Gilbert, PA) is $1,610 a month, down 1.2% from FY2026. That is 4% above the Monroe County, PA area-wide FMR of $1,550.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 18331 sits in the Monroe County, PA area
Of the 38 ZIP codes HUD lists for the area, 18331 has the 12th highest two-bedroom Small Area FMR. Monroe County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,550 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,610 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,300 | $1,170 – $1,430 | $1,258 | $1,160 |
| 1 bedroom | $1,320 | $1,188 – $1,452 | $1,266 | $1,250 |
| 2 bedrooms | $1,610 | $1,449 – $1,771 | $1,550 | $1,630 |
| 3 bedrooms | $2,190 | $1,971 – $2,409 | $2,115 | $2,100 |
| 4 bedrooms | $2,660 | $2,394 – $2,926 | $2,591 | $2,340 |
A household renting a two-bedroom home at the Small Area FMR of $1,610 needs about $64,400 a year to keep housing costs at 30% of income. The area median family income is $94,900 and the 80% low-income limit for four people is $79,350. ZIP code 18331 lies mainly in Monroe County. See the Monroe County, PA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 18331?
HUD's FY2027 Small Area Fair Market Rents for 18331 are $1,300 (studio), $1,320 (1 BR), $1,610 (2 BR), $2,190 (3 BR) and $2,660 (4 BR) a month.
What is the Section 8 payment standard in 18331?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18331 that range is $1,449 to $1,771 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 18331?
The FY2026 income limits of the Monroe County, PA area apply: median family income $94,900, low-income (80%) limit $79,350 for a family of four.