Income Limits by County

FY2027 Small Area FMR · Clifford, PA

ZIP 18413 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18413 (Clifford, PA) is $1,120 a month, up 5.7% from FY2026. That is 6% above the Susquehanna County, PA area-wide FMR of $1,060.

2-bedroom SAFMR$1,120per month ▲ 5.7%
Area-wide 2 BR FMR$1,060Susquehanna County, PA
Rank in the area20thof 32 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,008
2 BR Small Area FMR$1,120
110% of SAFMR$1,232

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 18413 sits in the Susquehanna County, PA area

$1,010$1,400median $1,130

Of the 32 ZIP codes HUD lists for the area, 18413 has the 20th highest two-bedroom Small Area FMR. Susquehanna County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,060 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,120 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$800$720 – $880$783$750
1 bedroom$900$810 – $990$820$860
2 bedrooms$1,120$1,008 – $1,232$1,060$1,060
3 bedrooms$1,470$1,323 – $1,617$1,386$1,370
4 bedrooms$1,630$1,467 – $1,793$1,451$1,510

A household renting a two-bedroom home at the Small Area FMR of $1,120 needs about $44,800 a year to keep housing costs at 30% of income. The area median family income is $88,300 and the 80% low-income limit for four people is $70,650. ZIP code 18413 lies mainly in Susquehanna County. See the Susquehanna County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
18441Lenoxville1.4 mi$1,130
18407Carbondale4.8 mi$1,230
18421Forest City5.1 mi$1,130
18433Jermyn5.2 mi$1,310
18470Union Dale6.0 mi$1,020
18420Fleetville7.0 mi$1,410

Questions

What is the Fair Market Rent for ZIP code 18413?

HUD's FY2027 Small Area Fair Market Rents for 18413 are $800 (studio), $900 (1 BR), $1,120 (2 BR), $1,470 (3 BR) and $1,630 (4 BR) a month.

What is the Section 8 payment standard in 18413?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18413 that range is $1,008 to $1,232 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18413?

The FY2026 income limits of the Susquehanna County, PA area apply: median family income $88,300, low-income (80%) limit $70,650 for a family of four.