FY2027 Small Area FMR · Union Dale, PA
ZIP 18470 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18470 (Union Dale, PA) is $1,020 a month, up 3.0% from FY2026. That is 4% below the Susquehanna County, PA area-wide FMR of $1,060.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 18470 sits in the Susquehanna County, PA area
Of the 32 ZIP codes HUD lists for the area, 18470 has the 29th highest two-bedroom Small Area FMR. Susquehanna County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,060 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,020 for this ZIP code instead.
ZIP code 18470 crosses more than one HUD area. HUD also lists it under Wayne County, PA (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $750 | $675 – $825 | $783 | $720 |
| 1 bedroom | $840 | $756 – $924 | $820 | $810 |
| 2 bedrooms | $1,020 | $918 – $1,122 | $1,060 | $990 |
| 3 bedrooms | $1,330 | $1,197 – $1,463 | $1,386 | $1,250 |
| 4 bedrooms | $1,710 | $1,539 – $1,881 | $1,451 | $1,650 |
A household renting a two-bedroom home at the Small Area FMR of $1,020 needs about $40,800 a year to keep housing costs at 30% of income. The area median family income is $88,300 and the 80% low-income limit for four people is $70,650. ZIP code 18470 lies mainly in Susquehanna County and Wayne County. See the Susquehanna County, PA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 18470?
HUD's FY2027 Small Area Fair Market Rents for 18470 are $750 (studio), $840 (1 BR), $1,020 (2 BR), $1,330 (3 BR) and $1,710 (4 BR) a month.
What is the Section 8 payment standard in 18470?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18470 that range is $918 to $1,122 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 18470?
The FY2026 income limits of the Susquehanna County, PA area apply: median family income $88,300, low-income (80%) limit $70,650 for a family of four.