Income Limits by County

FY2027 Small Area FMR · Lake Ariel, PA

ZIP 18436 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18436 (Lake Ariel, PA) is $1,330 a month, unchanged from FY2026. That is 2% below the Scranton--Wilkes-Barre, PA area-wide FMR of $1,363.

2-bedroom SAFMR$1,330per month ■ 0.0%
Area-wide 2 BR FMR$1,363Scranton--Wilkes-Barre, PA
Rank in the area54thof 97 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,197
2 BR Small Area FMR$1,330
110% of SAFMR$1,463

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 18436 sits in the Scranton--Wilkes-Barre, PA area

$1,130$1,890median $1,360

Of the 97 ZIP codes HUD lists for the area, 18436 has the 54th highest two-bedroom Small Area FMR. Scranton--Wilkes-Barre, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,363 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,330 for this ZIP code instead.

ZIP code 18436 crosses more than one HUD area. HUD also lists it under Wayne County, PA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$970$873 – $1,067$949$960
1 bedroom$1,120$1,008 – $1,232$1,106$1,090
2 bedrooms$1,330$1,197 – $1,463$1,363$1,330
3 bedrooms$1,710$1,539 – $1,881$1,786$1,690
4 bedrooms$2,140$1,926 – $2,354$1,962$2,140

A household renting a two-bedroom home at the Small Area FMR of $1,330 needs about $53,200 a year to keep housing costs at 30% of income. The area median family income is $92,400 and the 80% low-income limit for four people is $73,600. ZIP code 18436 lies mainly in Wayne County and Lackawanna County. See the Scranton--Wilkes-Barre, PA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
18463Sterling5.8 mi$1,210
18438Lakeville7.1 mi$1,360
18434Jessup7.7 mi$1,330
18403Archbald8.6 mi$1,260
18451Paupack9.6 mi$1,460
18472Waymart9.7 mi$1,250

Questions

What is the Fair Market Rent for ZIP code 18436?

HUD's FY2027 Small Area Fair Market Rents for 18436 are $970 (studio), $1,120 (1 BR), $1,330 (2 BR), $1,710 (3 BR) and $2,140 (4 BR) a month.

What is the Section 8 payment standard in 18436?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18436 that range is $1,197 to $1,463 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18436?

The FY2026 income limits of the Scranton--Wilkes-Barre, PA area apply: median family income $92,400, low-income (80%) limit $73,600 for a family of four.