FY2027 Small Area FMR · Sterling, PA
ZIP 18463 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18463 (Sterling, PA) is $1,210 a month, up 0.8% from FY2026. That is 2% above the Wayne County, PA area-wide FMR of $1,184.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 18463 sits in the Wayne County, PA area
Of the 33 ZIP codes HUD lists for the area, 18463 has the 17th highest two-bedroom Small Area FMR. Wayne County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,184 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,210 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $880 | $792 – $968 | $874 | $860 |
| 1 bedroom | $1,020 | $918 – $1,122 | $1,008 | $980 |
| 2 bedrooms | $1,210 | $1,089 – $1,331 | $1,184 | $1,200 |
| 3 bedrooms | $1,580 | $1,422 – $1,738 | $1,509 | $1,540 |
| 4 bedrooms | $1,930 | $1,737 – $2,123 | $1,979 | $1,900 |
A household renting a two-bedroom home at the Small Area FMR of $1,210 needs about $48,400 a year to keep housing costs at 30% of income. The area median family income is $84,800 and the 80% low-income limit for four people is $68,950. ZIP code 18463 lies mainly in Wayne County. See the Wayne County, PA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 18463?
HUD's FY2027 Small Area Fair Market Rents for 18463 are $880 (studio), $1,020 (1 BR), $1,210 (2 BR), $1,580 (3 BR) and $1,930 (4 BR) a month.
What is the Section 8 payment standard in 18463?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18463 that range is $1,089 to $1,331 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 18463?
The FY2026 income limits of the Wayne County, PA area apply: median family income $84,800, low-income (80%) limit $68,950 for a family of four.