FY2027 Small Area FMR · Lake Como, PA

ZIP 18437 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18437 (Lake Como, PA) is $1,030 a month, down 1.0% from FY2026. That is 13% below the Wayne County, PA area-wide FMR of $1,184.

2-bedroom SAFMR$1,030per month ▼ 1.0%

Area-wide 2 BR FMR$1,184Wayne County, PA

Rank in the area29thof 33 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$927

2 BR Small Area FMR$1,030

110% of SAFMR$1,133

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$770▲ 1.3%

1 BR$880▲ 3.5%

2 BR$1,030▼ 1.0%

3 BR$1,320▲ 1.5%

4 BR$1,730▼ 0.6%

FY2027 FY2026

Where 18437 sits in the Wayne County, PA area

Of the 33 ZIP codes HUD lists for the area, 18437 has the 29th highest two-bedroom Small Area FMR. Wayne County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,184 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,030 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$770	$693 – $847	$874	$760
1 bedroom	$880	$792 – $968	$1,008	$850
2 bedrooms	$1,030	$927 – $1,133	$1,184	$1,040
3 bedrooms	$1,320	$1,188 – $1,452	$1,509	$1,300
4 bedrooms	$1,730	$1,557 – $1,903	$1,979	$1,740

A household renting a two-bedroom home at the Small Area FMR of $1,030 needs about $41,200 a year to keep housing costs at 30% of income. The area median family income is $84,800 and the 80% low-income limit for four people is $68,950. ZIP code 18437 lies mainly in Wayne County. See the Wayne County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
18455	Preston Park	2.6 mi	$1,180
18439	Lakewood	3.6 mi	$1,180
18461	Starlight	4.0 mi	$1,070
18462	Starrucca	5.6 mi	$1,130
18454	Poyntelle	6.4 mi	$1,230
18417	Equinunk	7.3 mi	$1,020

Questions

What is the Fair Market Rent for ZIP code 18437?

HUD's FY2027 Small Area Fair Market Rents for 18437 are $770 (studio), $880 (1 BR), $1,030 (2 BR), $1,320 (3 BR) and $1,730 (4 BR) a month.

What is the Section 8 payment standard in 18437?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18437 that range is $927 to $1,133 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18437?

The FY2026 income limits of the Wayne County, PA area apply: median family income $84,800, low-income (80%) limit $68,950 for a family of four.