FY2027 Small Area FMR · Lakewood, PA

ZIP 18439 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18439 (Lakewood, PA) is $1,180 a month, up 4.4% from FY2026. That is 0% equal to the Wayne County, PA area-wide FMR of $1,184.

2-bedroom SAFMR$1,180per month ▲ 4.4%

Area-wide 2 BR FMR$1,184Wayne County, PA

Rank in the area18thof 33 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,062

2 BR Small Area FMR$1,180

110% of SAFMR$1,298

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$870▲ 6.1%

1 BR$1,000▲ 7.5%

2 BR$1,180▲ 4.4%

3 BR$1,500▲ 6.4%

4 BR$1,970▲ 3.7%

FY2027 FY2026

Where 18439 sits in the Wayne County, PA area

Of the 33 ZIP codes HUD lists for the area, 18439 has the 18th highest two-bedroom Small Area FMR. Wayne County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,184 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,180 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$870	$783 – $957	$874	$820
1 bedroom	$1,000	$900 – $1,100	$1,008	$930
2 bedrooms	$1,180	$1,062 – $1,298	$1,184	$1,130
3 bedrooms	$1,500	$1,350 – $1,650	$1,509	$1,410
4 bedrooms	$1,970	$1,773 – $2,167	$1,979	$1,900

A household renting a two-bedroom home at the Small Area FMR of $1,180 needs about $47,200 a year to keep housing costs at 30% of income. The area median family income is $84,800 and the 80% low-income limit for four people is $68,950. ZIP code 18439 lies mainly in Wayne County. See the Wayne County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
18437	Lake Como	3.6 mi	$1,030
18454	Poyntelle	4.0 mi	$1,230
18455	Preston Park	4.7 mi	$1,180
18453	Pleasant Mount	4.8 mi	$1,480
18462	Starrucca	6.9 mi	$1,130
18461	Starlight	7.2 mi	$1,070

Questions

What is the Fair Market Rent for ZIP code 18439?

HUD's FY2027 Small Area Fair Market Rents for 18439 are $870 (studio), $1,000 (1 BR), $1,180 (2 BR), $1,500 (3 BR) and $1,970 (4 BR) a month.

What is the Section 8 payment standard in 18439?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18439 that range is $1,062 to $1,298 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18439?

The FY2026 income limits of the Wayne County, PA area apply: median family income $84,800, low-income (80%) limit $68,950 for a family of four.