FY2027 Small Area FMR · Newfoundland, PA
ZIP 18445 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18445 (Newfoundland, PA) is $1,350 a month, down 10.0% from FY2026. That is 11% below the Pike County, PA area-wide FMR of $1,521.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 18445 sits in the Pike County, PA area
Of the 20 ZIP codes HUD lists for the area, 18445 has the 15th highest two-bedroom Small Area FMR. Pike County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,521 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,350 for this ZIP code instead.
ZIP code 18445 crosses more than one HUD area. HUD also lists it under Wayne County, PA (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,040 | $936 – $1,144 | $1,123 | $1,150 |
| 1 bedroom | $1,090 | $981 – $1,199 | $1,266 | $1,160 |
| 2 bedrooms | $1,350 | $1,215 – $1,485 | $1,521 | $1,500 |
| 3 bedrooms | $1,860 | $1,674 – $2,046 | $2,106 | $1,940 |
| 4 bedrooms | $2,260 | $2,034 – $2,486 | $2,542 | $2,480 |
A household renting a two-bedroom home at the Small Area FMR of $1,350 needs about $54,000 a year to keep housing costs at 30% of income. The area median family income is $100,500 and the 80% low-income limit for four people is $80,400. ZIP code 18445 lies mainly in Wayne County and Pike County. See the Pike County, PA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 18445?
HUD's FY2027 Small Area Fair Market Rents for 18445 are $1,040 (studio), $1,090 (1 BR), $1,350 (2 BR), $1,860 (3 BR) and $2,260 (4 BR) a month.
What is the Section 8 payment standard in 18445?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18445 that range is $1,215 to $1,485 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 18445?
The FY2026 income limits of the Pike County, PA area apply: median family income $100,500, low-income (80%) limit $80,400 for a family of four.