Income Limits by County

FY2027 Small Area FMR · Athens, PA

ZIP 18810 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18810 (Athens, PA) is $1,070 a month, up 1.9% from FY2026. That is 3% below the Bradford County, PA area-wide FMR of $1,100.

2-bedroom SAFMR$1,070per month ▲ 1.9%
Area-wide 2 BR FMR$1,100Bradford County, PA
Rank in the area24thof 31 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$963
2 BR Small Area FMR$1,070
110% of SAFMR$1,177

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 18810 sits in the Bradford County, PA area

$1,010$1,300median $1,120

Of the 31 ZIP codes HUD lists for the area, 18810 has the 24th highest two-bedroom Small Area FMR. Bradford County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,100 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,070 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$820$738 – $902$843$830
1 bedroom$830$747 – $913$849$830
2 bedrooms$1,070$963 – $1,177$1,100$1,050
3 bedrooms$1,320$1,188 – $1,452$1,356$1,320
4 bedrooms$1,490$1,341 – $1,639$1,531$1,500

A household renting a two-bedroom home at the Small Area FMR of $1,070 needs about $42,800 a year to keep housing costs at 30% of income. The area median family income is $87,400 and the 80% low-income limit for four people is $69,900. ZIP code 18810 lies mainly in Bradford County. See the Bradford County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
18840Sayre3.3 mi$1,130
18831Milan5.6 mi$1,010
18850Ulster5.7 mi$1,160
18817East Smithfield7.8 mi$1,040
14892Waverly8.1 mi$1,190
13812Nichols10.2 mi$1,470

Questions

What is the Fair Market Rent for ZIP code 18810?

HUD's FY2027 Small Area Fair Market Rents for 18810 are $820 (studio), $830 (1 BR), $1,070 (2 BR), $1,320 (3 BR) and $1,490 (4 BR) a month.

What is the Section 8 payment standard in 18810?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18810 that range is $963 to $1,177 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18810?

The FY2026 income limits of the Bradford County, PA area apply: median family income $87,400, low-income (80%) limit $69,900 for a family of four.