FY2027 Small Area FMR · Sayre, PA

ZIP 18840 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18840 (Sayre, PA) is $1,130 a month, up 5.6% from FY2026. That is 3% above the Bradford County, PA area-wide FMR of $1,100.

2-bedroom SAFMR$1,130per month ▲ 5.6%

Area-wide 2 BR FMR$1,100Bradford County, PA

Rank in the area12thof 31 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,017

2 BR Small Area FMR$1,130

110% of SAFMR$1,243

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$870▲ 3.6%

1 BR$870▲ 2.4%

2 BR$1,130▲ 5.6%

3 BR$1,390▲ 3.0%

4 BR$1,570▲ 2.6%

FY2027 FY2026

Where 18840 sits in the Bradford County, PA area

Of the 31 ZIP codes HUD lists for the area, 18840 has the 12th highest two-bedroom Small Area FMR. Bradford County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,100 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,130 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$870	$783 – $957	$843	$840
1 bedroom	$870	$783 – $957	$849	$850
2 bedrooms	$1,130	$1,017 – $1,243	$1,100	$1,070
3 bedrooms	$1,390	$1,251 – $1,529	$1,356	$1,350
4 bedrooms	$1,570	$1,413 – $1,727	$1,531	$1,530

A household renting a two-bedroom home at the Small Area FMR of $1,130 needs about $45,200 a year to keep housing costs at 30% of income. The area median family income is $87,400 and the 80% low-income limit for four people is $69,900. ZIP code 18840 lies mainly in Bradford County. See the Bradford County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
18810	Athens	3.3 mi	$1,070
14892	Waverly	5.2 mi	$1,190
18831	Milan	6.2 mi	$1,010
14825	Chemung	7.2 mi	$1,160
18817	East Smithfield	8.4 mi	$1,040
18850	Ulster	8.9 mi	$1,160

Questions

What is the Fair Market Rent for ZIP code 18840?

HUD's FY2027 Small Area Fair Market Rents for 18840 are $870 (studio), $870 (1 BR), $1,130 (2 BR), $1,390 (3 BR) and $1,570 (4 BR) a month.

What is the Section 8 payment standard in 18840?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18840 that range is $1,017 to $1,243 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18840?

The FY2026 income limits of the Bradford County, PA area apply: median family income $87,400, low-income (80%) limit $69,900 for a family of four.