FY2027 Small Area FMR · Warren Center, PA
ZIP 18851 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18851 (Warren Center, PA) is $1,240 a month, down 4.6% from FY2026. That is 13% above the Bradford County, PA area-wide FMR of $1,100.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 18851 sits in the Bradford County, PA area
Of the 31 ZIP codes HUD lists for the area, 18851 has the 5th highest two-bedroom Small Area FMR. Bradford County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,100 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,240 for this ZIP code instead.
ZIP code 18851 crosses more than one HUD area. HUD also lists it under Susquehanna County, PA (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $950 | $855 – $1,045 | $843 | $1,020 |
| 1 bedroom | $960 | $864 – $1,056 | $849 | $1,030 |
| 2 bedrooms | $1,240 | $1,116 – $1,364 | $1,100 | $1,300 |
| 3 bedrooms | $1,530 | $1,377 – $1,683 | $1,356 | $1,640 |
| 4 bedrooms | $1,730 | $1,557 – $1,903 | $1,531 | $1,860 |
A household renting a two-bedroom home at the Small Area FMR of $1,240 needs about $49,600 a year to keep housing costs at 30% of income. The area median family income is $87,400 and the 80% low-income limit for four people is $69,900. ZIP code 18851 lies mainly in Bradford County. See the Bradford County, PA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 18851?
HUD's FY2027 Small Area Fair Market Rents for 18851 are $950 (studio), $960 (1 BR), $1,240 (2 BR), $1,530 (3 BR) and $1,730 (4 BR) a month.
What is the Section 8 payment standard in 18851?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18851 that range is $1,116 to $1,364 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 18851?
The FY2026 income limits of the Bradford County, PA area apply: median family income $87,400, low-income (80%) limit $69,900 for a family of four.