FY2027 Small Area FMR · Apalachin, NY

ZIP 13732 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13732 (Apalachin, NY) is $1,290 a month, up 10.3% from FY2026. That is 6% above the Binghamton, NY area-wide FMR of $1,219.

2-bedroom SAFMR$1,290per month ▲ 10.3%

Area-wide 2 BR FMR$1,219Binghamton, NY

Rank in the area14thof 52 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,161

2 BR Small Area FMR$1,290

110% of SAFMR$1,419

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$900▲ 9.8%

1 BR$1,010▲ 9.8%

2 BR$1,290▲ 10.3%

3 BR$1,620▲ 8.0%

4 BR$1,870▲ 8.7%

FY2027 FY2026

Where 13732 sits in the Binghamton, NY area

Of the 52 ZIP codes HUD lists for the area, 13732 has the 14th highest two-bedroom Small Area FMR. Binghamton, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,219 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,290 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$900	$810 – $990	$849	$820
1 bedroom	$1,010	$909 – $1,111	$954	$920
2 bedrooms	$1,290	$1,161 – $1,419	$1,219	$1,170
3 bedrooms	$1,620	$1,458 – $1,782	$1,535	$1,500
4 bedrooms	$1,870	$1,683 – $2,057	$1,769	$1,720

A household renting a two-bedroom home at the Small Area FMR of $1,290 needs about $51,600 a year to keep housing costs at 30% of income. The area median family income is $88,600 and the 80% low-income limit for four people is $71,900. ZIP code 13732 lies mainly in Tioga County. See the Binghamton, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
13827	Owego	6.3 mi	$1,190
18830	Little Meadows	6.8 mi	$1,180
13760	Endicott	7.2 mi	$1,220
13850	Vestal	7.7 mi	$1,430
18851	Warren Center	8.0 mi	$1,240
13812	Nichols	9.7 mi	$1,470

Questions

What is the Fair Market Rent for ZIP code 13732?

HUD's FY2027 Small Area Fair Market Rents for 13732 are $900 (studio), $1,010 (1 BR), $1,290 (2 BR), $1,620 (3 BR) and $1,870 (4 BR) a month.

What is the Section 8 payment standard in 13732?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13732 that range is $1,161 to $1,419 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13732?

The FY2026 income limits of the Binghamton, NY area apply: median family income $88,600, low-income (80%) limit $71,900 for a family of four.