FY2027 Small Area FMR · Ferndale, PA

ZIP 18921 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18921 (Ferndale, PA) is $1,790 a month, down 3.2% from FY2026. That is 4% below the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area-wide FMR of $1,860.

2-bedroom SAFMR$1,790per month ▼ 3.2%

Area-wide 2 BR FMR$1,860Philadelphia-Camden-Wilmingt

Rank in the area296thof 473 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,611

2 BR Small Area FMR$1,790

110% of SAFMR$1,969

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,390▼ 2.1%

1 BR$1,500▼ 3.2%

2 BR$1,790▼ 3.2%

3 BR$2,130▼ 3.6%

4 BR$2,350▼ 4.9%

FY2027 FY2026

Where 18921 sits in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area

Of the 473 ZIP codes HUD lists for the area, 18921 has the 296th highest two-bedroom Small Area FMR. Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,611 and $1,969 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,390	$1,251 – $1,529	$1,438	$1,420
1 bedroom	$1,500	$1,350 – $1,650	$1,558	$1,550
2 bedrooms	$1,790	$1,611 – $1,969	$1,860	$1,850
3 bedrooms	$2,130	$1,917 – $2,343	$2,216	$2,210
4 bedrooms	$2,350	$2,115 – $2,585	$2,445	$2,470

A household renting a two-bedroom home at the Small Area FMR of $1,790 needs about $71,600 a year to keep housing costs at 30% of income. The area median family income is $122,700 and the 80% low-income limit for four people is $98,150. ZIP code 18921 lies mainly in Bucks County. See the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
18930	Kintnersville	2.3 mi	$1,770
18972	Upper Black Eddy	2.9 mi	$1,820
18077	Riegelsville	4.0 mi	$1,630
18942	Ottsville	4.4 mi	$1,680
18920	Erwinna	5.6 mi	$1,970
18081	Springtown	5.8 mi	$1,820

Questions

What is the Fair Market Rent for ZIP code 18921?

HUD's FY2027 Small Area Fair Market Rents for 18921 are $1,390 (studio), $1,500 (1 BR), $1,790 (2 BR), $2,130 (3 BR) and $2,350 (4 BR) a month.

What is the Section 8 payment standard in 18921?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18921 that range is $1,611 to $1,969 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18921?

The FY2026 income limits of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area apply: median family income $122,700, low-income (80%) limit $98,150 for a family of four.