Income Limits by County

FY2027 Small Area FMR · Zionhill, PA

ZIP 18981 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18981 (Zionhill, PA) is $1,970 a month, up 2.6% from FY2026. That is 6% above the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area-wide FMR of $1,860.

2-bedroom SAFMR$1,970per month ▲ 2.6%
Area-wide 2 BR FMR$1,860Philadelphia-Camden-Wilmingt
Rank in the area190thof 473 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,773
2 BR Small Area FMR$1,970
110% of SAFMR$2,167

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 18981 sits in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area

$1,230$2,790median $1,900

Of the 473 ZIP codes HUD lists for the area, 18981 has the 190th highest two-bedroom Small Area FMR. Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,773 and $2,167 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,520$1,368 – $1,672$1,438$1,480
1 bedroom$1,650$1,485 – $1,815$1,558$1,610
2 bedrooms$1,970$1,773 – $2,167$1,860$1,920
3 bedrooms$2,350$2,115 – $2,585$2,216$2,300
4 bedrooms$2,590$2,331 – $2,849$2,445$2,570

A household renting a two-bedroom home at the Small Area FMR of $1,970 needs about $78,800 a year to keep housing costs at 30% of income. The area median family income is $122,700 and the 80% low-income limit for four people is $98,150. ZIP code 18981 lies mainly in Bucks County. See the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
18036Coopersburg1.7 mi$1,690
18951Quakertown3.2 mi$1,830
18935Milford Square3.3 mi$1,830
18955Richlandtown4.2 mi$1,910
18034Center Valley4.4 mi$2,610
18970Trumbauersville5.0 mi$1,680

Questions

What is the Fair Market Rent for ZIP code 18981?

HUD's FY2027 Small Area Fair Market Rents for 18981 are $1,520 (studio), $1,650 (1 BR), $1,970 (2 BR), $2,350 (3 BR) and $2,590 (4 BR) a month.

What is the Section 8 payment standard in 18981?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18981 that range is $1,773 to $2,167 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18981?

The FY2026 income limits of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area apply: median family income $122,700, low-income (80%) limit $98,150 for a family of four.