Income Limits by County

FY2027 Small Area FMR · Ardmore, PA

ZIP 19003 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 19003 (Ardmore, PA) is $2,090 a month, up 2.5% from FY2026. That is 12% above the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area-wide FMR of $1,860.

2-bedroom SAFMR$2,090per month ▲ 2.5%
Area-wide 2 BR FMR$1,860Philadelphia-Camden-Wilmingt
Rank in the area140thof 473 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,881
2 BR Small Area FMR$2,090
110% of SAFMR$2,299

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 19003 sits in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area

$1,230$2,790median $1,900

Of the 473 ZIP codes HUD lists for the area, 19003 has the 140th highest two-bedroom Small Area FMR. Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,881 and $2,299 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,620$1,458 – $1,782$1,438$1,570
1 bedroom$1,750$1,575 – $1,925$1,558$1,710
2 bedrooms$2,090$1,881 – $2,299$1,860$2,040
3 bedrooms$2,490$2,241 – $2,739$2,216$2,450
4 bedrooms$2,750$2,475 – $3,025$2,445$2,730

A household renting a two-bedroom home at the Small Area FMR of $2,090 needs about $83,600 a year to keep housing costs at 30% of income. The area median family income is $122,700 and the 80% low-income limit for four people is $98,150. ZIP code 19003 lies mainly in Delaware County and Montgomery County. See the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
19041Haverford1.0 mi$2,340
19096Wynnewood1.3 mi$2,620
19083Havertown1.8 mi$1,770
19010Bryn Mawr2.2 mi$2,420
19066Merion Station2.6 mi$2,330
19072Narberth2.7 mi$2,440

Questions

What is the Fair Market Rent for ZIP code 19003?

HUD's FY2027 Small Area Fair Market Rents for 19003 are $1,620 (studio), $1,750 (1 BR), $2,090 (2 BR), $2,490 (3 BR) and $2,750 (4 BR) a month.

What is the Section 8 payment standard in 19003?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 19003 that range is $1,881 to $2,299 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 19003?

The FY2026 income limits of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area apply: median family income $122,700, low-income (80%) limit $98,150 for a family of four.