Income Limits by County

FY2027 Small Area FMR · Philadelphia, PA

ZIP 19108 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 19108 (Philadelphia, PA) is $2,460 a month, down 0.4% from FY2026. That is 32% above the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area-wide FMR of $1,860.

2-bedroom SAFMR$2,460per month ▼ 0.4%
Area-wide 2 BR FMR$1,860Philadelphia-Camden-Wilmingt
Rank in the area45thof 473 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,214
2 BR Small Area FMR$2,460
110% of SAFMR$2,706

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 19108 sits in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area

$1,230$2,790median $1,900

Of the 473 ZIP codes HUD lists for the area, 19108 has the 45th highest two-bedroom Small Area FMR. Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,214 and $2,706 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,910$1,719 – $2,101$1,438$1,900
1 bedroom$2,060$1,854 – $2,266$1,558$2,070
2 bedrooms$2,460$2,214 – $2,706$1,860$2,470
3 bedrooms$2,930$2,637 – $3,223$2,216$2,960
4 bedrooms$3,240$2,916 – $3,564$2,445$3,300

A household renting a two-bedroom home at the Small Area FMR of $2,460 needs about $98,400 a year to keep housing costs at 30% of income. The area median family income is $122,700 and the 80% low-income limit for four people is $98,150. ZIP code 19108 lies mainly in Philadelphia County. See the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
19102Philadelphia0.5 mi$2,790
19107Philadelphia0.6 mi$2,620
19109Philadelphia0.7 mi$1,780
19103Philadelphia0.8 mi$2,790
19123Philadelphia0.9 mi$2,310
19130Philadelphia0.9 mi$2,600

Questions

What is the Fair Market Rent for ZIP code 19108?

HUD's FY2027 Small Area Fair Market Rents for 19108 are $1,910 (studio), $2,060 (1 BR), $2,460 (2 BR), $2,930 (3 BR) and $3,240 (4 BR) a month.

What is the Section 8 payment standard in 19108?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 19108 that range is $2,214 to $2,706 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 19108?

The FY2026 income limits of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area apply: median family income $122,700, low-income (80%) limit $98,150 for a family of four.