FY2027 Small Area FMR · Philadelphia, PA

ZIP 19138 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 19138 (Philadelphia, PA) is $1,590 a month, up 1.9% from FY2026. That is 15% below the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area-wide FMR of $1,860.

2-bedroom SAFMR$1,590per month ▲ 1.9%

Area-wide 2 BR FMR$1,860Philadelphia-Camden-Wilmingt

Rank in the area409thof 473 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,431

2 BR Small Area FMR$1,590

110% of SAFMR$1,749

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,230▲ 2.5%

1 BR$1,330▲ 1.5%

2 BR$1,590▲ 1.9%

3 BR$1,890▲ 1.1%

4 BR$2,090■ 0.0%

FY2027 FY2026

Where 19138 sits in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area

Of the 473 ZIP codes HUD lists for the area, 19138 has the 409th highest two-bedroom Small Area FMR. Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,431 and $1,749 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,230	$1,107 – $1,353	$1,438	$1,200
1 bedroom	$1,330	$1,197 – $1,463	$1,558	$1,310
2 bedrooms	$1,590	$1,431 – $1,749	$1,860	$1,560
3 bedrooms	$1,890	$1,701 – $2,079	$2,216	$1,870
4 bedrooms	$2,090	$1,881 – $2,299	$2,445	$2,090

A household renting a two-bedroom home at the Small Area FMR of $1,590 needs about $63,600 a year to keep housing costs at 30% of income. The area median family income is $122,700 and the 80% low-income limit for four people is $98,150. ZIP code 19138 lies mainly in Philadelphia County. See the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
19126	Philadelphia	1.1 mi	$1,450
19150	Philadelphia	1.3 mi	$1,640
19141	Philadelphia	1.5 mi	$1,400
19119	Philadelphia	1.7 mi	$1,680
19144	Philadelphia	1.7 mi	$1,670
19095	Wyncote	2.1 mi	$2,300

Questions

What is the Fair Market Rent for ZIP code 19138?

HUD's FY2027 Small Area Fair Market Rents for 19138 are $1,230 (studio), $1,330 (1 BR), $1,590 (2 BR), $1,890 (3 BR) and $2,090 (4 BR) a month.

What is the Section 8 payment standard in 19138?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 19138 that range is $1,431 to $1,749 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 19138?

The FY2026 income limits of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area apply: median family income $122,700, low-income (80%) limit $98,150 for a family of four.