Income Limits by County

FY2027 Small Area FMR · Philadelphia, PA

ZIP 19148 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 19148 (Philadelphia, PA) is $1,950 a month, up 3.7% from FY2026. That is 5% above the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area-wide FMR of $1,860.

2-bedroom SAFMR$1,950per month ▲ 3.7%
Area-wide 2 BR FMR$1,860Philadelphia-Camden-Wilmingt
Rank in the area213thof 473 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,755
2 BR Small Area FMR$1,950
110% of SAFMR$2,145

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 19148 sits in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area

$1,230$2,790median $1,900

Of the 473 ZIP codes HUD lists for the area, 19148 has the 213th highest two-bedroom Small Area FMR. Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,755 and $2,145 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,510$1,359 – $1,661$1,438$1,450
1 bedroom$1,630$1,467 – $1,793$1,558$1,580
2 bedrooms$1,950$1,755 – $2,145$1,860$1,880
3 bedrooms$2,320$2,088 – $2,552$2,216$2,250
4 bedrooms$2,560$2,304 – $2,816$2,445$2,520

A household renting a two-bedroom home at the Small Area FMR of $1,950 needs about $78,000 a year to keep housing costs at 30% of income. The area median family income is $122,700 and the 80% low-income limit for four people is $98,150. ZIP code 19148 lies mainly in Philadelphia County. See the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
19147Philadelphia1.6 mi$2,420
19112Philadelphia1.8 mi$1,780
08104Camden2.1 mi$1,480
08030Gloucester City2.4 mi$1,970
19145Philadelphia2.5 mi$1,830
19146Philadelphia2.6 mi$2,410

Questions

What is the Fair Market Rent for ZIP code 19148?

HUD's FY2027 Small Area Fair Market Rents for 19148 are $1,510 (studio), $1,630 (1 BR), $1,950 (2 BR), $2,320 (3 BR) and $2,560 (4 BR) a month.

What is the Section 8 payment standard in 19148?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 19148 that range is $1,755 to $2,145 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 19148?

The FY2026 income limits of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area apply: median family income $122,700, low-income (80%) limit $98,150 for a family of four.