Income Limits by County

FY2027 Small Area FMR · West Chester, PA

ZIP 19382 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 19382 (West Chester, PA) is $2,210 a month, up 2.3% from FY2026. That is 19% above the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area-wide FMR of $1,860.

2-bedroom SAFMR$2,210per month ▲ 2.3%
Area-wide 2 BR FMR$1,860Philadelphia-Camden-Wilmingt
Rank in the area94thof 473 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,989
2 BR Small Area FMR$2,210
110% of SAFMR$2,431

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 19382 sits in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area

$1,230$2,790median $1,900

Of the 473 ZIP codes HUD lists for the area, 19382 has the 94th highest two-bedroom Small Area FMR. Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,989 and $2,431 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,710$1,539 – $1,881$1,438$1,670
1 bedroom$1,850$1,665 – $2,035$1,558$1,810
2 bedrooms$2,210$1,989 – $2,431$1,860$2,160
3 bedrooms$2,630$2,367 – $2,893$2,216$2,590
4 bedrooms$2,900$2,610 – $3,190$2,445$2,890

A household renting a two-bedroom home at the Small Area FMR of $2,210 needs about $88,400 a year to keep housing costs at 30% of income. The area median family income is $122,700 and the 80% low-income limit for four people is $98,150. ZIP code 19382 lies mainly in Chester County and Delaware County. See the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
19383West Chester1.8 mi$2,210
19380West Chester4.1 mi$2,620
19373Thornton4.6 mi$2,540
19317Chadds Ford4.7 mi$2,440
19319Cheyney4.9 mi$2,720
19342Glen Mills6.2 mi$2,790

Questions

What is the Fair Market Rent for ZIP code 19382?

HUD's FY2027 Small Area Fair Market Rents for 19382 are $1,710 (studio), $1,850 (1 BR), $2,210 (2 BR), $2,630 (3 BR) and $2,900 (4 BR) a month.

What is the Section 8 payment standard in 19382?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 19382 that range is $1,989 to $2,431 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 19382?

The FY2026 income limits of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area apply: median family income $122,700, low-income (80%) limit $98,150 for a family of four.