FY2027 Small Area FMR · Wilmington, DE

ZIP 19810 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 19810 (Wilmington, DE) is $1,880 a month, up 5.6% from FY2026. That is 1% above the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area-wide FMR of $1,860.

2-bedroom SAFMR$1,880per month ▲ 5.6%

Area-wide 2 BR FMR$1,860Philadelphia-Camden-Wilmingt

Rank in the area240thof 473 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,692

2 BR Small Area FMR$1,880

110% of SAFMR$2,068

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,450▲ 5.8%

1 BR$1,570▲ 4.7%

2 BR$1,880▲ 5.6%

3 BR$2,240▲ 5.2%

4 BR$2,470▲ 3.8%

FY2027 FY2026

Where 19810 sits in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area

Of the 473 ZIP codes HUD lists for the area, 19810 has the 240th highest two-bedroom Small Area FMR. Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,692 and $2,068 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,450	$1,305 – $1,595	$1,438	$1,370
1 bedroom	$1,570	$1,413 – $1,727	$1,558	$1,500
2 bedrooms	$1,880	$1,692 – $2,068	$1,860	$1,780
3 bedrooms	$2,240	$2,016 – $2,464	$2,216	$2,130
4 bedrooms	$2,470	$2,223 – $2,717	$2,445	$2,380

A household renting a two-bedroom home at the Small Area FMR of $1,880 needs about $75,200 a year to keep housing costs at 30% of income. The area median family income is $122,700 and the 80% low-income limit for four people is $98,150. ZIP code 19810 lies mainly in New Castle County. See the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
19060	Garnet Valley	2.3 mi	$2,250
19803	Wilmington	2.3 mi	$2,250
19703	Claymont	3.0 mi	$1,690
19061	Marcus Hook	3.8 mi	$1,660
19732	Rockland	4.1 mi	$2,230
19809	Wilmington	4.2 mi	$1,810

Questions

What is the Fair Market Rent for ZIP code 19810?

HUD's FY2027 Small Area Fair Market Rents for 19810 are $1,450 (studio), $1,570 (1 BR), $1,880 (2 BR), $2,240 (3 BR) and $2,470 (4 BR) a month.

What is the Section 8 payment standard in 19810?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 19810 that range is $1,692 to $2,068 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 19810?

The FY2026 income limits of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area apply: median family income $122,700, low-income (80%) limit $98,150 for a family of four.