FY2027 Small Area FMR · Clayton, DE

ZIP 19938 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 19938 (Clayton, DE) is $2,000 a month, up 8.1% from FY2026. That is 23% above the Dover, DE area-wide FMR of $1,629.

2-bedroom SAFMR$2,000per month ▲ 8.1%

Area-wide 2 BR FMR$1,629Dover, DE

Rank in the area1stof 21 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,800

2 BR Small Area FMR$2,000

110% of SAFMR$2,200

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,570▲ 7.5%

1 BR$1,590▲ 7.4%

2 BR$2,000▲ 8.1%

3 BR$2,720▲ 7.1%

4 BR$3,130▲ 10.2%

FY2027 FY2026

Where 19938 sits in the Dover, DE area

Of the 21 ZIP codes HUD lists for the area, 19938 has the 1st highest two-bedroom Small Area FMR. Dover, DE is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,629 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,000 for this ZIP code instead.

ZIP code 19938 crosses more than one HUD area. HUD also lists it under Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,570	$1,413 – $1,727	$1,286	$1,460
1 bedroom	$1,590	$1,431 – $1,749	$1,294	$1,480
2 bedrooms	$2,000	$1,800 – $2,200	$1,629	$1,850
3 bedrooms	$2,720	$2,448 – $2,992	$2,244	$2,540
4 bedrooms	$3,130	$2,817 – $3,443	$2,590	$2,840

A household renting a two-bedroom home at the Small Area FMR of $2,000 needs about $80,000 a year to keep housing costs at 30% of income. The area median family income is $112,100 and the 80% low-income limit for four people is $86,200. ZIP code 19938 lies mainly in Kent County and New Castle County. See the Dover, DE county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
19955	Kenton	3.2 mi	$2,000
21650	Massey	6.9 mi	$1,250
19936	Cheswold	7.2 mi	$1,370
19953	Hartly	7.5 mi	$1,480
21651	Millington	7.7 mi	$1,680
19734	Townsend	8.8 mi	$1,870

Questions

What is the Fair Market Rent for ZIP code 19938?

HUD's FY2027 Small Area Fair Market Rents for 19938 are $1,570 (studio), $1,590 (1 BR), $2,000 (2 BR), $2,720 (3 BR) and $3,130 (4 BR) a month.

What is the Section 8 payment standard in 19938?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 19938 that range is $1,800 to $2,200 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 19938?

The FY2026 income limits of the Dover, DE area apply: median family income $112,100, low-income (80%) limit $86,200 for a family of four.