Income Limits by County

FY2027 Small Area FMR · Millington, MD

ZIP 21651 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 21651 (Millington, MD) is $1,680 a month, down 5.1% from FY2026. That is 16% below the Baltimore-Columbia-Towson, MD area-wide FMR of $2,006.

2-bedroom SAFMR$1,680per month ▼ 5.1%
Area-wide 2 BR FMR$2,006Baltimore-Columbia-Towson, M
Rank in the area161stof 191 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,512
2 BR Small Area FMR$1,680
110% of SAFMR$1,848

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 21651 sits in the Baltimore-Columbia-Towson, MD area

$1,260$3,010median $2,070

Of the 191 ZIP codes HUD lists for the area, 21651 has the 161st highest two-bedroom Small Area FMR. Baltimore-Columbia-Towson, MD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,006 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,680 for this ZIP code instead.

ZIP code 21651 crosses more than one HUD area. HUD also lists it under Kent County, MD (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,230$1,107 – $1,353$1,523$1,270
1 bedroom$1,360$1,224 – $1,496$1,625$1,450
2 bedrooms$1,680$1,512 – $1,848$2,006$1,770
3 bedrooms$2,130$1,917 – $2,343$2,509$2,280
4 bedrooms$2,350$2,115 – $2,585$2,789$2,550

A household renting a two-bedroom home at the Small Area FMR of $1,680 needs about $67,200 a year to keep housing costs at 30% of income. The area median family income is $134,000 and the 80% low-income limit for four people is $106,800. ZIP code 21651 lies mainly in Kent County and Queen Anne's County. See the Baltimore-Columbia-Towson, MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
21628Crumpton4.1 mi$1,680
21650Massey4.4 mi$1,250
21668Sudlersville4.5 mi$1,680
21635Galena5.4 mi$1,540
21645Kennedyville6.9 mi$1,400
19938Clayton7.7 mi$2,000

Questions

What is the Fair Market Rent for ZIP code 21651?

HUD's FY2027 Small Area Fair Market Rents for 21651 are $1,230 (studio), $1,360 (1 BR), $1,680 (2 BR), $2,130 (3 BR) and $2,350 (4 BR) a month.

What is the Section 8 payment standard in 21651?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 21651 that range is $1,512 to $1,848 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 21651?

The FY2026 income limits of the Baltimore-Columbia-Towson, MD area apply: median family income $134,000, low-income (80%) limit $106,800 for a family of four.