FY2027 Small Area FMR · Loveville, MD

ZIP 20656 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 20656 (Loveville, MD) is $1,890 a month, down 3.1% from FY2026. That is 6% above the St. Mary's County, MD area-wide FMR of $1,787.

2-bedroom SAFMR$1,890per month ▼ 3.1%

Area-wide 2 BR FMR$1,787St. Mary's County, MD

Rank in the area3rdof 28 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,701

2 BR Small Area FMR$1,890

110% of SAFMR$2,079

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,400▼ 5.4%

1 BR$1,740▼ 2.2%

2 BR$1,890▼ 3.1%

3 BR$2,370▼ 1.7%

4 BR$3,020▼ 1.6%

FY2027 FY2026

Where 20656 sits in the St. Mary's County, MD area

Of the 28 ZIP codes HUD lists for the area, 20656 has the 3rd highest two-bedroom Small Area FMR. St. Mary's County, MD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,787 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,890 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,400	$1,260 – $1,540	$1,328	$1,480
1 bedroom	$1,740	$1,566 – $1,914	$1,642	$1,780
2 bedrooms	$1,890	$1,701 – $2,079	$1,787	$1,950
3 bedrooms	$2,370	$2,133 – $2,607	$2,242	$2,410
4 bedrooms	$3,020	$2,718 – $3,322	$2,853	$3,070

A household renting a two-bedroom home at the Small Area FMR of $1,890 needs about $75,600 a year to keep housing costs at 30% of income. The area median family income is $154,400 and the 80% low-income limit for four people is $106,800. ZIP code 20656 lies mainly in St. Mary's County. See the St. Mary's County, MD county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
20660	Morganza	1.5 mi	$1,790
20624	Clements	3.1 mi	$1,650
20659	Mechanicsville	4.9 mi	$1,720
20636	Hollywood	6.3 mi	$1,650
20621	Chaptico	6.8 mi	$1,650
20606	Abell	7.0 mi	$1,790

Questions

What is the Fair Market Rent for ZIP code 20656?

HUD's FY2027 Small Area Fair Market Rents for 20656 are $1,400 (studio), $1,740 (1 BR), $1,890 (2 BR), $2,370 (3 BR) and $3,020 (4 BR) a month.

What is the Section 8 payment standard in 20656?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 20656 that range is $1,701 to $2,079 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 20656?

The FY2026 income limits of the St. Mary's County, MD area apply: median family income $154,400, low-income (80%) limit $106,800 for a family of four.