FY2027 Small Area FMR · Annapolis Junction, MD

ZIP 20701 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 20701 (Annapolis Junction, MD) is $2,710 a month, up 0.4% from FY2026. That is 35% above the Baltimore-Columbia-Towson, MD area-wide FMR of $2,006.

2-bedroom SAFMR$2,710per month ▲ 0.4%

Area-wide 2 BR FMR$2,006Baltimore-Columbia-Towson, M

Rank in the area18thof 191 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,439

2 BR Small Area FMR$2,710

110% of SAFMR$2,981

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,060▲ 4.0%

1 BR$2,190▼ 0.5%

2 BR$2,710▲ 0.4%

3 BR$3,390▼ 1.2%

4 BR$3,770▼ 1.3%

FY2027 FY2026

Where 20701 sits in the Baltimore-Columbia-Towson, MD area

Of the 191 ZIP codes HUD lists for the area, 20701 has the 18th highest two-bedroom Small Area FMR. Baltimore-Columbia-Towson, MD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,006 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,710 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,060	$1,854 – $2,266	$1,523	$1,980
1 bedroom	$2,190	$1,971 – $2,409	$1,625	$2,200
2 bedrooms	$2,710	$2,439 – $2,981	$2,006	$2,700
3 bedrooms	$3,390	$3,051 – $3,729	$2,509	$3,430
4 bedrooms	$3,770	$3,393 – $4,147	$2,789	$3,820

A household renting a two-bedroom home at the Small Area FMR of $2,710 needs about $108,400 a year to keep housing costs at 30% of income. The area median family income is $134,000 and the 80% low-income limit for four people is $106,800. ZIP code 20701 lies mainly in Howard County and Anne Arundel County. See the Baltimore-Columbia-Towson, MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
20794	Jessup	1.9 mi	$2,520
20724	Laurel	2.0 mi	$2,840
20763	Savage	2.0 mi	$2,530
20755	Fort George G Meade	2.4 mi	$2,780
21046	Columbia	4.5 mi	$2,640
20723	Laurel	4.5 mi	$2,510

Questions

What is the Fair Market Rent for ZIP code 20701?

HUD's FY2027 Small Area Fair Market Rents for 20701 are $2,060 (studio), $2,190 (1 BR), $2,710 (2 BR), $3,390 (3 BR) and $3,770 (4 BR) a month.

What is the Section 8 payment standard in 20701?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 20701 that range is $2,439 to $2,981 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 20701?

The FY2026 income limits of the Baltimore-Columbia-Towson, MD area apply: median family income $134,000, low-income (80%) limit $106,800 for a family of four.