Income Limits by County

HUD Metro FMR Area · 7 counties

Baltimore-Columbia-Towson, MD Fair Market Rent & Income Limits

For FY2027 HUD set the two-bedroom Fair Market Rent for the Baltimore-Columbia-Towson, MD area at $2,006 a month, up 8.0% from FY2026. The FY2026 median family income is $134,000. The same figures apply in all 7 counties of the area.

2-bedroom FMR$2,006per month ▲ 8.0%
Median family income$134,000FY2026
People in the area2,849,436HUD file, 2024

Fair Market Rent by unit size

FY2027 FY2026

Check your household

Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Baltimore-Columbia-Towson, MD.

Low income (80% limit)

A household of 4 earning $104,800 is under the 80% limit of $106,800 for this area. At 30% of income it could pay about $2,620 a month for rent and utilities.

This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.

Income limits

FY2026 income limits by household size (yearly gross income)
PeopleExtremely low30% / povertyVery low50%60% (LIHTC)MTSPLow income80%
1$28,150$46,900$56,280$74,800
2$32,200$53,600$64,320$85,450
3$36,200$60,300$72,360$96,150
4$40,200$67,000$80,400$106,800
5$43,450$72,400$86,880$115,350
6$46,650$77,750$93,300$123,900
7$50,040$83,100$99,720$132,450
8$55,720$88,450$106,140$141,000

Two-bedroom FMR since 2001

2-bedroom Fair Market Rent, 2001 to 2027$0$400$800$1,200$1,600$2,000$2,400200520102015202020252027$2,006FY2001: $661FY2002: $688FY2003: $844FY2004: $888FY2005: $847FY2006: $950FY2007: $941FY2008: $1,013FY2009: $1,037FY2010: $1,203FY2011: $1,263FY2012: $1,231FY2013: $1,251FY2014: $1,252FY2015: $1,232FY2016: $1,298FY2017: $1,376FY2018: $1,411FY2019: $1,342FY2020: $1,376FY2021: $1,384FY2022: $1,395FY2023: $1,548FY2024: $1,943FY2025: $1,965FY2026: $1,857FY2027: $2,006

Counties in the area

CountyPeople2 BR FMR
Baltimore County, MD850,796$2,006
Anne Arundel County, MD598,166$2,006
Baltimore city, MD573,243$2,006
Howard County, MD336,328$2,006
Harford County, MD263,757$2,006
Carroll County, MD175,321$2,006
Queen Anne's County, MD51,825$2,006

Small Area FMRs across 191 ZIP codes

Two-bedroom Small Area FMRs in the Baltimore-Columbia-Towson, MD area run from $1,260 to $3,010; the middle ZIP code is at $2,070, against the area-wide FMR of $2,006. This is not a mandatory Small Area FMR area; agencies may opt in.

$1,260$3,010median $2,070

Highest ZIP codes

21010 (Gunpowder, MD)$3,010
21032 (Crownsville, MD)$3,010
21035 (Davidsonville, MD)$3,010
21054 (Gambrills, MD)$3,010
21402 (Annapolis, MD)$3,010
21047 (Fallston, MD)$2,950
21076 (Hanover, MD)$2,930
21077 (Harmans, MD)$2,930

Lowest ZIP codes

21787 (Taneytown, MD)$1,260
21776 (New Windsor, MD)$1,560
21791 (Union Bridge, MD)$1,640
21757 (Keymar, MD)$1,650
21668 (Sudlersville, MD)$1,680
21651 (Millington, MD)$1,680
21628 (Crumpton, MD)$1,680
21623 (Church Hill, MD)$1,680

Questions

What is the Fair Market Rent in the Baltimore-Columbia-Towson, MD area?

HUD's FY2027 Fair Market Rents for the Baltimore-Columbia-Towson, MD area are $1,523 (studio), $1,625 (1 BR), $2,006 (2 BR), $2,509 (3 BR) and $2,789 (4 BR) a month.

What is the area median income for Baltimore-Columbia-Towson, MD?

The FY2026 median family income is $134,000; the 80% low-income limit for four people is $106,800.

Which counties are in this HUD metro area?

Baltimore County, MD, Anne Arundel County, MD, Baltimore city, MD, Howard County, MD, Harford County, MD, Carroll County, MD and Queen Anne's County, MD.