FY2027 Small Area FMR · Fort Howard, MD

ZIP 21052 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 21052 (Fort Howard, MD) is $1,770 a month, unchanged from FY2026. That is 12% below the Baltimore-Columbia-Towson, MD area-wide FMR of $2,006.

2-bedroom SAFMR$1,770per month ■ 0.0%

Area-wide 2 BR FMR$2,006Baltimore-Columbia-Towson, M

Rank in the area145thof 191 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,593

2 BR Small Area FMR$1,770

110% of SAFMR$1,947

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,340▲ 5.5%

1 BR$1,430▼ 1.4%

2 BR$1,770■ 0.0%

3 BR$2,210▼ 3.1%

4 BR$2,460▼ 3.5%

FY2027 FY2026

Where 21052 sits in the Baltimore-Columbia-Towson, MD area

Of the 191 ZIP codes HUD lists for the area, 21052 has the 145th highest two-bedroom Small Area FMR. Baltimore-Columbia-Towson, MD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,006 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,770 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,340	$1,206 – $1,474	$1,523	$1,270
1 bedroom	$1,430	$1,287 – $1,573	$1,625	$1,450
2 bedrooms	$1,770	$1,593 – $1,947	$2,006	$1,770
3 bedrooms	$2,210	$1,989 – $2,431	$2,509	$2,280
4 bedrooms	$2,460	$2,214 – $2,706	$2,789	$2,550

A household renting a two-bedroom home at the Small Area FMR of $1,770 needs about $70,800 a year to keep housing costs at 30% of income. The area median family income is $134,000 and the 80% low-income limit for four people is $106,800. ZIP code 21052 lies mainly in Baltimore County. See the Baltimore-Columbia-Towson, MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
21219	Sparrows Point	1.5 mi	$1,770
21222	Dundalk	4.8 mi	$1,710
21221	Essex	5.8 mi	$1,680
21226	Curtis Bay	6.2 mi	$1,680
21122	Pasadena	6.4 mi	$2,560
21224	Baltimore	7.0 mi	$2,290

Questions

What is the Fair Market Rent for ZIP code 21052?

HUD's FY2027 Small Area Fair Market Rents for 21052 are $1,340 (studio), $1,430 (1 BR), $1,770 (2 BR), $2,210 (3 BR) and $2,460 (4 BR) a month.

What is the Section 8 payment standard in 21052?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 21052 that range is $1,593 to $1,947 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 21052?

The FY2026 income limits of the Baltimore-Columbia-Towson, MD area apply: median family income $134,000, low-income (80%) limit $106,800 for a family of four.