Income Limits by County

FY2027 Small Area FMR · Freeland, MD

ZIP 21053 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 21053 (Freeland, MD) is $2,400 a month, down 9.8% from FY2026. That is 20% above the Baltimore-Columbia-Towson, MD area-wide FMR of $2,006.

2-bedroom SAFMR$2,400per month ▼ 9.8%
Area-wide 2 BR FMR$2,006Baltimore-Columbia-Towson, M
Rank in the area58thof 191 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,160
2 BR Small Area FMR$2,400
110% of SAFMR$2,640

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 21053 sits in the Baltimore-Columbia-Towson, MD area

$1,260$3,010median $2,070

Of the 191 ZIP codes HUD lists for the area, 21053 has the 58th highest two-bedroom Small Area FMR. Baltimore-Columbia-Towson, MD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,006 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,400 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,710$1,539 – $1,881$1,523$1,900
1 bedroom$1,960$1,764 – $2,156$1,625$2,170
2 bedrooms$2,400$2,160 – $2,640$2,006$2,660
3 bedrooms$3,080$2,772 – $3,388$2,509$3,420
4 bedrooms$3,440$3,096 – $3,784$2,789$3,820

A household renting a two-bedroom home at the Small Area FMR of $2,400 needs about $96,000 a year to keep housing costs at 30% of income. The area median family income is $134,000 and the 80% low-income limit for four people is $106,800. ZIP code 21053 lies mainly in Baltimore County. See the Baltimore-Columbia-Towson, MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
21105Maryland Line3.6 mi$1,950
21120Parkton4.1 mi$1,950
17355Railroad4.5 mi$1,210
17349New Freedom4.9 mi$1,750
17361Shrewsbury5.1 mi$1,300
17327Glen Rock6.1 mi$1,220

Questions

What is the Fair Market Rent for ZIP code 21053?

HUD's FY2027 Small Area Fair Market Rents for 21053 are $1,710 (studio), $1,960 (1 BR), $2,400 (2 BR), $3,080 (3 BR) and $3,440 (4 BR) a month.

What is the Section 8 payment standard in 21053?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 21053 that range is $2,160 to $2,640 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 21053?

The FY2026 income limits of the Baltimore-Columbia-Towson, MD area apply: median family income $134,000, low-income (80%) limit $106,800 for a family of four.