FY2027 Small Area FMR · Elkridge, MD

ZIP 21075 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 21075 (Elkridge, MD) is $2,610 a month, up 9.2% from FY2026. That is 30% above the Baltimore-Columbia-Towson, MD area-wide FMR of $2,006.

2-bedroom SAFMR$2,610per month ▲ 9.2%

Area-wide 2 BR FMR$2,006Baltimore-Columbia-Towson, M

Rank in the area26thof 191 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,349

2 BR Small Area FMR$2,610

110% of SAFMR$2,871

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,980▲ 13.1%

1 BR$2,110▲ 8.8%

2 BR$2,610▲ 9.2%

3 BR$3,260▲ 7.6%

4 BR$3,630▲ 8.0%

FY2027 FY2026

Where 21075 sits in the Baltimore-Columbia-Towson, MD area

Of the 191 ZIP codes HUD lists for the area, 21075 has the 26th highest two-bedroom Small Area FMR. Baltimore-Columbia-Towson, MD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,006 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,610 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,980	$1,782 – $2,178	$1,523	$1,750
1 bedroom	$2,110	$1,899 – $2,321	$1,625	$1,940
2 bedrooms	$2,610	$2,349 – $2,871	$2,006	$2,390
3 bedrooms	$3,260	$2,934 – $3,586	$2,509	$3,030
4 bedrooms	$3,630	$3,267 – $3,993	$2,789	$3,360

A household renting a two-bedroom home at the Small Area FMR of $2,610 needs about $104,400 a year to keep housing costs at 30% of income. The area median family income is $134,000 and the 80% low-income limit for four people is $106,800. ZIP code 21075 lies mainly in Howard County. See the Baltimore-Columbia-Towson, MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
21076	Hanover	3.0 mi	$2,930
21090	Linthicum Heights	4.1 mi	$2,390
21045	Columbia	4.2 mi	$2,240
21250	Baltimore	4.2 mi	$1,920
20794	Jessup	4.3 mi	$2,520
21077	Harmans	4.3 mi	$2,930

Questions

What is the Fair Market Rent for ZIP code 21075?

HUD's FY2027 Small Area Fair Market Rents for 21075 are $1,980 (studio), $2,110 (1 BR), $2,610 (2 BR), $3,260 (3 BR) and $3,630 (4 BR) a month.

What is the Section 8 payment standard in 21075?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 21075 that range is $2,349 to $2,871 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 21075?

The FY2026 income limits of the Baltimore-Columbia-Towson, MD area apply: median family income $134,000, low-income (80%) limit $106,800 for a family of four.