FY2027 Small Area FMR · Riva, MD

ZIP 21140 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 21140 (Riva, MD) is $2,830 a month, up 13.2% from FY2026. That is 41% above the Baltimore-Columbia-Towson, MD area-wide FMR of $2,006.

2-bedroom SAFMR$2,830per month ▲ 13.2%

Area-wide 2 BR FMR$2,006Baltimore-Columbia-Towson, M

Rank in the area11thof 191 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,547

2 BR Small Area FMR$2,830

110% of SAFMR$3,113

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,150▲ 16.8%

1 BR$2,300▲ 12.7%

2 BR$2,830▲ 13.2%

3 BR$3,540▲ 11.3%

4 BR$3,940▲ 11.9%

FY2027 FY2026

Where 21140 sits in the Baltimore-Columbia-Towson, MD area

Of the 191 ZIP codes HUD lists for the area, 21140 has the 11th highest two-bedroom Small Area FMR. Baltimore-Columbia-Towson, MD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,006 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,830 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,150	$1,935 – $2,365	$1,523	$1,840
1 bedroom	$2,300	$2,070 – $2,530	$1,625	$2,040
2 bedrooms	$2,830	$2,547 – $3,113	$2,006	$2,500
3 bedrooms	$3,540	$3,186 – $3,894	$2,509	$3,180
4 bedrooms	$3,940	$3,546 – $4,334	$2,789	$3,520

A household renting a two-bedroom home at the Small Area FMR of $2,830 needs about $113,200 a year to keep housing costs at 30% of income. The area median family income is $134,000 and the 80% low-income limit for four people is $106,800. ZIP code 21140 lies mainly in Anne Arundel County. See the Baltimore-Columbia-Towson, MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
21035	Davidsonville	2.6 mi	$3,010
21037	Edgewater	2.8 mi	$2,750
21401	Annapolis	3.1 mi	$2,690
21403	Annapolis	4.8 mi	$2,390
20776	Harwood	5.3 mi	$2,570
21405	Annapolis	5.6 mi	$2,770

Questions

What is the Fair Market Rent for ZIP code 21140?

HUD's FY2027 Small Area Fair Market Rents for 21140 are $2,150 (studio), $2,300 (1 BR), $2,830 (2 BR), $3,540 (3 BR) and $3,940 (4 BR) a month.

What is the Section 8 payment standard in 21140?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 21140 that range is $2,547 to $3,113 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 21140?

The FY2026 income limits of the Baltimore-Columbia-Towson, MD area apply: median family income $134,000, low-income (80%) limit $106,800 for a family of four.