FY2027 Small Area FMR · Severn, MD

ZIP 21144 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 21144 (Severn, MD) is $2,430 a month, up 8.5% from FY2026. That is 21% above the Baltimore-Columbia-Towson, MD area-wide FMR of $2,006.

2-bedroom SAFMR$2,430per month ▲ 8.5%

Area-wide 2 BR FMR$2,006Baltimore-Columbia-Towson, M

Rank in the area56thof 191 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,187

2 BR Small Area FMR$2,430

110% of SAFMR$2,673

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,850▲ 12.8%

1 BR$1,970▲ 8.2%

2 BR$2,430▲ 8.5%

3 BR$3,040▲ 7.0%

4 BR$3,380▲ 7.3%

FY2027 FY2026

Where 21144 sits in the Baltimore-Columbia-Towson, MD area

Of the 191 ZIP codes HUD lists for the area, 21144 has the 56th highest two-bedroom Small Area FMR. Baltimore-Columbia-Towson, MD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,006 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,430 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,850	$1,665 – $2,035	$1,523	$1,640
1 bedroom	$1,970	$1,773 – $2,167	$1,625	$1,820
2 bedrooms	$2,430	$2,187 – $2,673	$2,006	$2,240
3 bedrooms	$3,040	$2,736 – $3,344	$2,509	$2,840
4 bedrooms	$3,380	$3,042 – $3,718	$2,789	$3,150

A household renting a two-bedroom home at the Small Area FMR of $2,430 needs about $97,200 a year to keep housing costs at 30% of income. The area median family income is $134,000 and the 80% low-income limit for four people is $106,800. ZIP code 21144 lies mainly in Anne Arundel County. See the Baltimore-Columbia-Towson, MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
21077	Harmans	2.7 mi	$2,930
21108	Millersville	3.7 mi	$2,490
21240	Baltimore	3.8 mi	$2,520
21061	Glen Burnie	3.8 mi	$2,230
20755	Fort George G Meade	3.9 mi	$2,780
21076	Hanover	3.9 mi	$2,930

Questions

What is the Fair Market Rent for ZIP code 21144?

HUD's FY2027 Small Area Fair Market Rents for 21144 are $1,850 (studio), $1,970 (1 BR), $2,430 (2 BR), $3,040 (3 BR) and $3,380 (4 BR) a month.

What is the Section 8 payment standard in 21144?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 21144 that range is $2,187 to $2,673 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 21144?

The FY2026 income limits of the Baltimore-Columbia-Towson, MD area apply: median family income $134,000, low-income (80%) limit $106,800 for a family of four.