FY2027 Small Area FMR · Severna Park, MD

ZIP 21146 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 21146 (Severna Park, MD) is $2,290 a month, up 1.8% from FY2026. That is 14% above the Baltimore-Columbia-Towson, MD area-wide FMR of $2,006.

2-bedroom SAFMR$2,290per month ▲ 1.8%

Area-wide 2 BR FMR$2,006Baltimore-Columbia-Towson, M

Rank in the area71stof 191 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,061

2 BR Small Area FMR$2,290

110% of SAFMR$2,519

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,740▲ 6.7%

1 BR$1,850▲ 1.1%

2 BR$2,290▲ 1.8%

3 BR$2,860▼ 0.7%

4 BR$3,180▼ 1.5%

FY2027 FY2026

Where 21146 sits in the Baltimore-Columbia-Towson, MD area

Of the 191 ZIP codes HUD lists for the area, 21146 has the 71st highest two-bedroom Small Area FMR. Baltimore-Columbia-Towson, MD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,006 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,290 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,740	$1,566 – $1,914	$1,523	$1,630
1 bedroom	$1,850	$1,665 – $2,035	$1,625	$1,830
2 bedrooms	$2,290	$2,061 – $2,519	$2,006	$2,250
3 bedrooms	$2,860	$2,574 – $3,146	$2,509	$2,880
4 bedrooms	$3,180	$2,862 – $3,498	$2,789	$3,230

A household renting a two-bedroom home at the Small Area FMR of $2,290 needs about $91,600 a year to keep housing costs at 30% of income. The area median family income is $134,000 and the 80% low-income limit for four people is $106,800. ZIP code 21146 lies mainly in Anne Arundel County. See the Baltimore-Columbia-Towson, MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
21108	Millersville	3.4 mi	$2,490
21405	Annapolis	3.6 mi	$2,770
21012	Arnold	4.1 mi	$2,680
21032	Crownsville	4.3 mi	$3,010
21122	Pasadena	4.5 mi	$2,560
21401	Annapolis	6.3 mi	$2,690

Questions

What is the Fair Market Rent for ZIP code 21146?

HUD's FY2027 Small Area Fair Market Rents for 21146 are $1,740 (studio), $1,850 (1 BR), $2,290 (2 BR), $2,860 (3 BR) and $3,180 (4 BR) a month.

What is the Section 8 payment standard in 21146?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 21146 that range is $2,061 to $2,519 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 21146?

The FY2026 income limits of the Baltimore-Columbia-Towson, MD area apply: median family income $134,000, low-income (80%) limit $106,800 for a family of four.