FY2027 Small Area FMR · Mc Henry, MD

ZIP 21541 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 21541 (Mc Henry, MD) is $1,010 a month, down 2.9% from FY2026. That is 0% equal to the Garrett County, MD area-wide FMR of $1,014.

2-bedroom SAFMR$1,010per month ▼ 2.9%

Area-wide 2 BR FMR$1,014Garrett County, MD

Rank in the area6thof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$850▼ 5.6%

1 BR$880▼ 4.3%

2 BR$1,010▼ 2.9%

3 BR$1,350▼ 6.2%

4 BR$1,390▼ 9.7%

FY2027 FY2026

Where 21541 sits in the Garrett County, MD area

Of the 12 ZIP codes HUD lists for the area, 21541 has the 6th highest two-bedroom Small Area FMR. Garrett County, MD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$850	$765 – $935	$853	$900
1 bedroom	$880	$792 – $968	$877	$920
2 bedrooms	$1,010	$909 – $1,111	$1,014	$1,040
3 bedrooms	$1,350	$1,215 – $1,485	$1,339	$1,440
4 bedrooms	$1,390	$1,251 – $1,529	$1,344	$1,540

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $88,300 and the 80% low-income limit for four people is $76,000. ZIP code 21541 lies mainly in Garrett County. See the Garrett County, MD county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
21520	Accident	7.1 mi	$1,160
21531	Friendsville	7.5 mi	$1,010
21561	Swanton	10.5 mi	$1,030
21550	Oakland	10.5 mi	$1,050
26764	Terra Alta	11.1 mi	$990
21538	Kitzmiller	12.3 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 21541?

HUD's FY2027 Small Area Fair Market Rents for 21541 are $850 (studio), $880 (1 BR), $1,010 (2 BR), $1,350 (3 BR) and $1,390 (4 BR) a month.

What is the Section 8 payment standard in 21541?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 21541 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 21541?

The FY2026 income limits of the Garrett County, MD area apply: median family income $88,300, low-income (80%) limit $76,000 for a family of four.